Director, Commercial Credit & Portfolio Strategy

Hyundai Capital America; Plano (TX); Hybrid; USD 160,000 - 256,000; Full time

Job summary

Hyundai Capital America is seeking a Director of Commercial Credit Portfolio Management to lead underwriting for existing customer requests and annual reviews. The role collaborates with Operations, Risk, and Sales to support dealer servicing and risk management for the national portfolio.

The candidate will drive strategic risk initiatives, enhance credit review processes with AI, and lead a large, diverse team to achieve company goals while maintaining compliance and operational integrity.

Qualifications

• Minimum 10 years of progressive experience in Credit Underwriting and Commercial business operations.
• 5 years management experience leading teams.
• Bachelor’s degree in or a related discipline.
• Master’s degree a plus.

Responsibilities

• Lead underwriting for commercial requests from existing customers and annual reviews.
• Oversee portfolio servicing, credit lines adjustments, payoffs, and collection activities.
• Develop and implement commercial credit risk framework and monitoring processes.
• Collaborate with Risk, Legal, Operations to maintain compliance and integrity.
• Lead, mentor and develop team members to meet goals.

Skills

Credit underwriting

Commercial operations

Leadership

Risk management

Strategic planning

Stakeholder management

Process improvement

Communication

Mentoring

Data-driven decision making

Education

Bachelor’s degree

Master’s degree a plus

Tools

Salesforce

Job description

Hyundai Capital America is seeking a Director of Commercial Credit Portfolio Management to lead underwriting for existing customer requests and annual reviews. The role collaborates with Operations, Risk, and Sales to support dealer servicing and risk management for the national portfolio.

The candidate will drive strategic risk initiatives, enhance credit review processes with AI, and lead a large, diverse team to achieve company goals while maintaining compliance and operational integrity.