Director, Commercial Credit Portfolio Strategy

Hyundaicapital; Plano (TX); Hybrid; USD 160,000 - 256,000; Full time

Benefits offered by this job

Hybrid work schedule

Vehicle benefits

Flexible health coverage

Annual employer HSA contribution

401(k) with company match

Life and disability insurance

Wellbeing programs

Generous parental leave

Paid Volunteer Time Off

Job summary

Hyundai Capital America (HCA) seeks a Director, Commercial Credit Portfolio Management to lead underwriting of commercial requests for existing customers, oversee dealer reviews, and manage risk for the national portfolio. You will collaborate with Operations, Risk, and Sales to provide dealer servicing and conduct dealer risk assessment.

Lead risk strategy, implement new risk frameworks, and mentor the team.

Qualifications

• Minimum 10 years of progressive experience in Credit Underwriting and Commercial business operations.
• 5 years management experience leading teams.
• Bachelor's degree in or a related discipline.
• Master's degree a plus.
• Proven record of accomplishment to influence and partner with the business and leaders to successfully drive large-scale organization initiatives.
• Proven ability to work across levels and functions to build relationships with key stakeholders and champions
• Demonstrated ability to articulate vision and direction, communicate effectively, manage and measure performance and accountability.
• Excellent written, verbal, and presentation skills.
• Excellent interpersonal, counseling, and negotiation skills.
• Comfortable navigating changes and ambiguity in a fast-paced environment.
• Forward thinking with the ability to work well under pressure and organize/articulate complex information.
• Strong leadership skills to effectively lead, motivate, and develop large, diverse, high-performing teams.

Responsibilities

• Oversee underwriting of commercial requests from existing customers and annual reviews.
• Lead commercial risk management strategy and risk mitigation processes.
• Improve dealer satisfaction and implement AI-enabled credit review processes.
• Develop DRM workflow in Salesforce to drive more commercial and sales action on key dealer risk and review items.
• Update all department policies, procedures and flow charts to drive risk management and efficiency.

Skills

Credit underwriting

Commercial operations

Leadership

Management

Strategic thinking

Communication

Negotiation skills

Cross-functional collaboration

Analytical thinking

Risk management

Mentoring

Education

Bachelor's degree in a related discipline

Master's degree

Job description

Hyundai Capital America (HCA) seeks a Director, Commercial Credit Portfolio Management to lead underwriting of commercial requests for existing customers, oversee dealer reviews, and manage risk for the national portfolio. You will collaborate with Operations, Risk, and Sales to provide dealer servicing and conduct dealer risk assessment.

Lead risk strategy, implement new risk frameworks, and mentor the team.