Growth-Driven Relationship Banker

Valley Bank; Wayne (NJ); On-site; USD 45,000 - 65,000; Full time

Job summary

Valley Bank is seeking a Banking Service Professional to support sales and service activities within a banking office. You will educate clients, analyze needs, and present banking solutions while performing teller and platform transactions to support daily operations.

Open new accounts and discuss loan products while promoting online and mobile banking. The role emphasizes delivering high-quality service, maintaining accuracy, and representing Valley Bank with a professional demeanor.

Qualifications

• Excellent verbal and written communication. Ability to write correspondence and appropriately and accurately demonstrate products and services to customers.
• Excellent interpersonal - customer service skills, attentiveness, information retention, tact and diplomacy in dealing with both customers and employees.
• Strong analytical, problem solving, and decision-making skills to effectively uncover and resolve complex customer issues.
• Ability to make sound decisions which include making on-the-spot decisions regarding customer transactions; weighing customer satisfaction issues with the Bank exposure to loss or fraud and the ability to think through and rationalize decisions.
• Ability to interpret a variety of instructions furnished in written, oral, diagram or scheduled form.
• Provides deep understanding of Retail Banking and strong Customer Service Skills with the ability to engage customers in conversation regarding products and services.
• Detail oriented, strong organizational skills, and high degree of accuracy.
• Ability to manage multiple projects simultaneously.
• Proficient computer skills.

Responsibilities

• Focus on growing existing customer relationships and acquiring new ones through consistent sales execution, lead management, and proactive cross selling.
• Deliver exceptional customer service in alignment with the bank's mission, engaging customers with friendly, professional, and solution oriented service.
• Maintain strong knowledge of all bank products and services, effectively educating customers and cross-selling to meet their financial needs.
• Present a confident and professional demeanor to establish trust, access customer needs, and recommend appropriate financial solutions.
• Meet with customers to conduct financial needs assessments, maximize sales opportunities, and provide full-service support. Open new accounts, including checking, savings, CDs, and IRAs and discuss/sell loan products to existing and prospective customers.
• Demonstrates and promotes online and mobile banking capabilities.
• Responsible for meeting customer expectations and achieving service quality standards. Participate/oversee the sales referral process ensuring customer financial needs are met and assist management in coaching and mentoring branch staff.
• Perform all customers' transactions efficiently while leveraging technology to enhance service. Maintains and balances a cash drawer and utilizes teller scanning equipment, cash recyclers, cash dispensers, and coin machines.
• Serve as Vault Teller ensuring adequate branch cash levels by managing currency and coin orders, shipments, and distribution to tellers within established limits.
• Participate in community events and supports CRA initiatives, activities, and programs.
• Report significant matters, issues, and unusual customer activity to management while maintaining strong knowledge of compliance and regulatory requirements.
• Adhere to the bank's code of conduct and all policies and procedures.

Skills

Verbal communication

Written communication

Interpersonal skills

Analytical skills

Decision making

Instruction interpretation

Retail banking knowledge

Attention to detail

Multitasking

Computer skills

Education

High School Diploma

Job description

Valley Bank is seeking a Banking Service Professional to support sales and service activities within a banking office. You will educate clients, analyze needs, and present banking solutions while performing teller and platform transactions to support daily operations.

Open new accounts and discuss loan products while promoting online and mobile banking. The role emphasizes delivering high-quality service, maintaining accuracy, and representing Valley Bank with a professional demeanor.