Fully Designated Remote Mortgage Underwriter

Jobot; Frederick (MD); Remote; USD 95,000 - 110,000; Full time

Benefits offered by this job

Highly competitive compensation

Employee stock ownership program

401(k) plan

Health, life, and disability coverage

Discounted mortgage and settlement 서비스

Paid time off

Remote work flexibility

Job summary

Jobot is seeking a Senior Mortgage Underwriter for a primarily remote role based in Frederick, MD. You’ll underwrite Conventional, FHA, and VA loans, ensuring compliance with investor guidelines and timely turnaround.

The role partners with branches to resolve complex files and maintain accurate documentation. Qualified candidates have at least 5 years of mortgage underwriting experience and hold FHA DE and VA SAR/LAPP approvals.

Qualifications

• Minimum 5 years of mortgage underwriting experience.
• Active FHA DE and VA SAR/LAPP underwriting approval.
• Strong customer service mindset and a collaborative approach.
• Proven ability to work cross-functionally with mortgage and lending partners.
• Exceptional attention to detail and time-management skills.

Responsibilities

• Underwrite Conventional, FHA, and VA loans in accordance with investor and agency guidelines.
• Submit files through automated underwriting systems and evaluate results.
• Approve or pend loans and present qualifying files to loan committee.
• Serve as a trusted underwriting resource for branch partners, assisting with scenarios, questions, and complex files.
• Maintain a consistent 24–48 hour turnaround on new submissions and resubmissions.
• Ensure accurate loan documentation and proper file maintenance.
• Utilize office systems and tools to support efficient underwriting operations.

Skills

Mortgage underwriting

Cross-functional collaboration

Attention to detail

Customer service

Excel proficiency

Tools

Encompass

Microsoft Excel

Job description

Jobot is seeking a Senior Mortgage Underwriter for a primarily remote role based in Frederick, MD. You’ll underwrite Conventional, FHA, and VA loans, ensuring compliance with investor guidelines and timely turnaround.

The role partners with branches to resolve complex files and maintain accurate documentation. Qualified candidates have at least 5 years of mortgage underwriting experience and hold FHA DE and VA SAR/LAPP approvals.