Senior Remote Mortgage Underwriter (DE/VA)

Jobot

Indianapolis (IN)

Remote

USD 95,000 - 110,000

Full time

15 hours ago

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Job summary

Jobot is seeking a Senior Mortgage Underwriter to play a pivotal role in underwriting home loans with Conventional, FHA, and VA programs. The role is primarily remote with occasional onsite meetings, requiring strong attention to detail and collaboration with branch partners.

The candidate should have FHA DE and VA SAR/LAPP approvals, 5+ years of underwriting experience, and proficiency with Excel and Encompass.

Qualifications

Minimum 5 years of mortgage underwriting experience.
Active FHA Direct Endorsement (DE) and VA SAR/LAPP underwriting approval.
Strong customer service mindset with a collaborative approach.
Ability to work cross-functionally with mortgage and lending partners.
Exceptional attention to detail and accuracy.
Strong organizational, planning, and time-management skills.
Comfort working in Microsoft Excel; Encompass experience preferred.

Responsibilities

Underwrite Conventional, FHA, and VA loans in accordance with investor and agency guidelines.
Submit files through automated underwriting systems and evaluate results.
Approve or pend loans and present qualifying files to loan committee.
Serve as a trusted underwriting resource for branch partners with scenarios and complex files.
Maintain a consistent 24–48 hour turnaround on new submissions and resubmissions.
Ensure accurate loan documentation and proper file maintenance.
Utilize office systems and tools to support efficient underwriting operations.