Remote Senior Mortgage Underwriter - FHA/VA/Conventional

Jobot; Dagsboro (DE); Hybrid; USD 95,000 - 110,000; Full time

Benefits offered by this job

Competitive compensation

Health coverage

401(k) plan

Employee stock ownership

Job summary

Jobot is seeking a Senior Mortgage Underwriter to join our mostly remote team with occasional onsite meetings. You will underwrite Conventional, FHA, and VA loans, evaluate automated underwriting results, and present files to loan committees.

The role emphasizes attention to detail, quick turnaround, and collaboration with branch partners. Ideal candidates have FHA DE and VA underwriting approvals, strong Excel skills, and experience with Encompass.

Qualifications

• Active FHA Direct Endorsement (DE) underwriting approval.
• Active VA SAR/LAPP underwriting approval.
• Strong customer service mindset with a collaborative approach.
• Ability to work cross-functionally with mortgage and lending partners.

Responsibilities

• Underwrite Conventional, FHA, and VA loans per guidelines.
• Submit files through automated underwriting systems and evaluate results.
• Approve or pend loans and present files to loan committee.
• Assist branch partners with scenarios and complex files.
• Maintain a 24–48 hour turnaround on new submissions and resubmissions.
• Ensure accurate loan documentation and file maintenance.
• Utilize office systems to support underwriting operations.

Skills

DE underwriting

VA underwriting

Customer service

Cross-functional

Attention to detail

Time management

Excel

Encompass

Tools

Encompass

Job description

Jobot is seeking a Senior Mortgage Underwriter to join our mostly remote team with occasional onsite meetings. You will underwrite Conventional, FHA, and VA loans, evaluate automated underwriting results, and present files to loan committees.

The role emphasizes attention to detail, quick turnaround, and collaboration with branch partners. Ideal candidates have FHA DE and VA underwriting approvals, strong Excel skills, and experience with Encompass.