Credit Risk Analyst - Commercial Lending

Ryder System, Inc.; Bismarck (ND); Remote; USD 55,000 - 65,000; Full time

Benefits offered by this job

Health benefits

401(k) retirement plan

Job summary

Ryder System, Inc. is seeking a Rental Credit Specialist to analyze credit worthiness for Ryder's Rental, National Rental and FMG customers. You will assess financial data and recommend credit lines to support sales while mitigating risk.

You will collaborate with sales, collections and operations, review credit reports, and ensure proper documentation. Two years of commercial credit experience and a Bachelor's degree are preferred, with strong Excel and MS Office skills.

Qualifications

• Bachelor's degree or 3 years equivalent business experience.
• 2+ years in commercial credit.
• 2+ years in financial statement analysis preferred.
• Ability to analyze financial data and assess credit risk.

Responsibilities

• Analyze creditworthiness and risk for Ryder's Rental, National Rental, and FMG customers.
• Review credit reports and financial statements to determine credit lines.
• Communicate risk and credit decisions to sales, collections, and operations.
• Assist with ad hoc department tasks and process improvements.

Skills

Credit analysis

Financial statement analysis

Excel

Communication

Time management

Education

Bachelor's degree in business, finance or accounting

Tools

Cortera

Equifax

Microsoft Office

Job description

Ryder System, Inc. is seeking a Rental Credit Specialist to analyze credit worthiness for Ryder's Rental, National Rental and FMG customers. You will assess financial data and recommend credit lines to support sales while mitigating risk.

You will collaborate with sales, collections and operations, review credit reports, and ensure proper documentation. Two years of commercial credit experience and a Bachelor's degree are preferred, with strong Excel and MS Office skills.