Credit Risk Analyst - Commercial & FMG

Ryder System, Inc.; Montgomery (AL); Remote; USD 55,000 - 65,000; Full time

Benefits offered by this job

Health insurance

401(k) retirement savings plan

Paid time off

Life and disability insurance

Job summary

Ryder System, Inc. seeks a Rental Credit Specialist in the United States to analyze creditworthiness for Ryder's Rental, National Rental and FMG groups. You will provide value-added analysis, recommendations, and process improvements to support revenue growth while mitigating risk.

The role involves reviewing credit reports and financial statements, determining credit lines, coordinating with Sales, Collections, and Operations, and ensuring proper documentation to manage risk.

Qualifications

• Two years or more experience in commercial credit.
• Two years or more experience in financial statement analysis preferred.
• Ability to analyze and interpret financial data.
• Capable of multi-tasking and maintaining organization.

Responsibilities

• Review credit requests for new customers and increases in credit lines.
• Perform initial review of lease assignments and obtain Ryder documentation.
• Review credit reports, company history, and financial statements.
• Communicate risk and action plans to stop loss, collections, sales, and operations.

Skills

Credit analysis

Financial statement analysis

Multi-tasking

Communication skills

Team collaboration

Education

Bachelor's degree in business, finance or accounting

Tools

Cortera

Equifax

Microsoft Office

Job description

Ryder System, Inc. seeks a Rental Credit Specialist in the United States to analyze creditworthiness for Ryder's Rental, National Rental and FMG groups. You will provide value-added analysis, recommendations, and process improvements to support revenue growth while mitigating risk.

The role involves reviewing credit reports and financial statements, determining credit lines, coordinating with Sales, Collections, and Operations, and ensuring proper documentation to manage risk.