Commercial Credit Risk Analyst

Ryder System, Inc.; Jefferson City (MO); Remote; USD 55,000 - 65,000; Full time

Benefits offered by this job

Health insurance

401(k) retirement plan

Paid time off

Job summary

Ryder System, Inc. is seeking a Rental Credit Specialist to analyze creditworthiness across Rental, National Rental and FMG groups. The role supports sales by providing credit recommendations while mitigating risk and handling all related product lines.

Ideal candidates have 2+ years in commercial credit with financial statement analysis, and a Bachelor's in business/finance or accounting. Strong communication and multitasking are essential in a fast-paced environment.

Qualifications

• Bachelor's degree in business, finance or accounting or 3 years equivalent business work experience.
• 2+ years in commercial credit with financial statement analysis preferred.
• Strong analytical abilities for assessing credit risk and cash flow.
• Proficient with credit scoring tools (Cortera/Equifax) and MS Office.

Responsibilities

• Review credit requests and determine appropriate credit lines for customers.
• Analyze financial statements and trends to assess credit risk.
• Communicate risk and credit decisions to sales, collections and operations.
• Maintain documentation and manage critical customer files.
• Support ad hoc department tasks as needed.

Skills

Credit analysis

Financial statement analysis

Multi-tasking

Communication

Relationship building

Education

Bachelor's in business/finance/accounting

Tools

Cortera

Equifax

Microsoft Office

Job description

Ryder System, Inc. is seeking a Rental Credit Specialist to analyze creditworthiness across Rental, National Rental and FMG groups. The role supports sales by providing credit recommendations while mitigating risk and handling all related product lines.

Ideal candidates have 2+ years in commercial credit with financial statement analysis, and a Bachelor's in business/finance or accounting. Strong communication and multitasking are essential in a fast-paced environment.