Credit Line Growth Architect

Jobtome; Rock Hill (SC); Hybrid; USD 130,000 - 190,000; Full time

Benefits offered by this job

Health and wellbeing options including

Up to 4% matching 401(k)

Employee Stock Purchase Plan (10%)

Tuition reimbursement

Paid time off (15 days’ vacation per).

Paid sick leave as determined by state

11 Paid holidays (4 floating holidays)

Paid volunteer time (3 days per year)

Job summary

OneMain Financial in the U.S. seeks an Associate Director to drive our credit line increase strategy for the Card business. The role blends deep credit expertise with data-driven decision making and cross-functional leadership to balance risk and growth.

You will shape CLI policy, test new approaches with A/B analyses, and present actionable insights to executives. Collaborating with product, marketing, technology and operations, you’ll deliver an end-to-end customer line strategy with strong

Qualifications

• Bachelor’s degree in a quantitative field is required.
• 5+ years in consumer lending driving risk-informed decisions.
• Experience with data-driven strategy and cross-functional collaboration.
• Proficiency with SQL/SAS/R/Python for analysis.

Responsibilities

• Develop CLI policies balancing risk and growth.
• Conduct deep credit analysis to identify trends and risks.
• Design and execute A/B tests to optimize outcomes.
• Present insights to executive leadership with clear recommendations.
• Lead cross-functional teams to implement strategies with strong customer experience.
• Prioritize initiatives and communicate tradeoffs to senior leadership.
• Collaborate with business leaders to align resources and progress reporting.

Skills

Advanced analytical skills

SQL

SAS

R

Python

Credit risk analysis

Cross-functional leadership

Education

Bachelor’s Degree in a quantitative discipline

Master’s or PhD degrees may offset experience

Tools

SQL

SAS

R

Python

Job description

OneMain Financial in the U.S. seeks an Associate Director to drive our credit line increase strategy for the Card business. The role blends deep credit expertise with data-driven decision making and cross-functional leadership to balance risk and growth.

You will shape CLI policy, test new approaches with A/B analyses, and present actionable insights to executives. Collaborating with product, marketing, technology and operations, you’ll deliver an end-to-end customer line strategy with strong