CLI Strategy Lead: Credit Growth & Risk Analytics

Jobtome; Stallings (NC); Hybrid; USD 120,000 - 190,000; Full time

Benefits offered by this job

Health and wellbeing options

Up to 401(k) matching

Employee Stock Purchase Plan (10%)

Tuition reimbursement

Paid time off

Paid sick leave

Paid holidays

Volunteer time

Job summary

OneMain Financial is seeking an Associate Director to drive the credit line increase strategy for the Card business. The role requires strategic thinking, data-driven analysis, and leadership to balance risk and growth across the CLI program.

You will work with data science teams, product and acquisition to design and market an end-to-end customer line strategy, shaping decisions at the senior level and guiding cross-functional execution.

Qualifications

• Bachelor’s degree in a quantitative discipline (Engineering, Statistics, Economics, Business Management, or Computer Science).
• 5+ years of consumer lending experience driving risk-informed decisions.
• Proficient in SQL, SAS, R, or Python for advanced data analysis.
• Able to develop creative, data-driven solutions to complex problems.

Responsibilities

• Develop and refine CLI policies to balance risk and growth objectives.
• Conduct deep credit analysis to identify trends, risks, and opportunities within the portfolio.
• Design and execute A/B testing strategies to evaluate new approaches and optimize outcomes.
• Prepare and deliver presentations to executive leadership with clear insights and actionable recommendations.
• Lead cross-functional teams (Product, Marketing, Technology, Operations) to implement strategies with strong customer experience and flawless execution.
• Develop and execute on business requirements to implement credit strategies for portfolio improvement.
• Effectively prioritize competing initiatives and communicate tradeoffs to senior leadership.
• Partner with business leaders across functions to define priorities and align resources.

Skills

Credit risk analysis

Data analysis

Quantitative reasoning

Problem solving

Education

Bachelor’s degree in a quantitative field

Tools

SQL

SAS

R

Python

Job description

OneMain Financial is seeking an Associate Director to drive the credit line increase strategy for the Card business. The role requires strategic thinking, data-driven analysis, and leadership to balance risk and growth across the CLI program.

You will work with data science teams, product and acquisition to design and market an end-to-end customer line strategy, shaping decisions at the senior level and guiding cross-functional execution.