Associate Director, Credit Line Increase Strategy & Growth

Jobtome; Stanley (NC); Hybrid; USD 140,000 - 190,000; Full time

Benefits offered by this job

Health insurance

Up to 4% matching 401(k)

Employee Stock Purchase Plan (ESPP)

Tuition reimbursement

Paid time off (15 days/year)

Paid sick leave (as per policy)

11 paid holidays

Paid volunteer time

Job summary

OneMain Financial is seeking an Associate Director to drive the credit line increase (CLI) strategy for our Card business, balancing risk with growth. The role requires senior-level leadership, data-driven analysis, and collaboration with product and acquisition teams to shape end-to-end customer line strategies.

Based in Charlotte, NC with hybrid work arrangements, you will partner with data science, product, and business leaders to deliver impactful, scalable credit solutions while advancing

Qualifications

• 5+ years of experience in consumer lending driving informative risk decisions through analyses.
• Masters or PhD degrees may offset experience.
• Advanced analytical skillset using SQL, SAS, R, or Python.

Responsibilities

• Develop and refine CLI policies to achieve both risk and growth objectives.
• Conduct deep credit analysis to identify trends, risks, and opportunities within the portfolio.
• Design and execute A/B testing strategies to evaluate new approaches and optimize outcomes.
• Prepare and deliver presentations to executive leadership with insights and recommendations.
• Lead cross-functional teams (Product, Marketing, Technology, Operations) to execute strategies with strong customer experience.

Skills

Credit risk analysis

Data-driven decision making

Analytical thinking

Education

Bachelor’s Degree in a quantitative discipline

Tools

SQL

SAS

R

Python

Job description

OneMain Financial is seeking an Associate Director to drive the credit line increase (CLI) strategy for our Card business, balancing risk with growth. The role requires senior-level leadership, data-driven analysis, and collaboration with product and acquisition teams to shape end-to-end customer line strategies.

Based in Charlotte, NC with hybrid work arrangements, you will partner with data science, product, and business leaders to deliver impactful, scalable credit solutions while advancing