Associate Director, CLI Strategy: Credit Growth

OneMain Financial Group; Lowell (NC); Hybrid; USD 120,000 - 180,000; Full time

Benefits offered by this job

Health benefits

401(k) match

ESPP

Job summary

OneMain Financial is seeking an Associate Director to shape its credit line increase strategy for the Card business. This hybrid Charlotte-based role involves data-driven analysis, cross-functional leadership, and collaboration with product and acquisition teams to deliver an end-to-end line strategy.

You will drive policy refinement, analyze portfolio trends, design experiments, and present insights to executives, balancing risk with growth in a high-impact environment.

Qualifications

• Bachelor’s Degree in a quantitative discipline.
• 5+ years in consumer lending driving risk decisions.
• Advanced analytics using SQL, SAS, R or Python.
• Creative problem solving for data-driven challenges.

Responsibilities

• Develop and refine CLI policies to achieve both risk and growth objectives.
• Conduct deep credit analysis to identify trends, risks, and opportunities within the portfolio.
• Design and execute A/B testing strategies to evaluate new approaches and optimize outcomes.
• Prepare and deliver presentations to executive leadership, providing clear insights and actionable recommendations.
• Lead cross-functional teams (Product, Marketing, Technology, Operations) to bring strategies to life with great customer experience and flawless execution.
• Develop and execute on business requirements to implement credit/business strategies to improve our lending portfolio
• Effectively prioritize competing initiatives and share with senior leadership tradeoffs and constraints across various projects
• Partner with business leaders across functional areas to define priorities, align resources, and communicate progress to executive leadership

Skills

Credit analysis

Data-driven decisions

Problem solving

Education

Bachelor’s degree in a quantitative discipline

Tools

SQL

SAS

R

Python

Job description

OneMain Financial is seeking an Associate Director to shape its credit line increase strategy for the Card business. This hybrid Charlotte-based role involves data-driven analysis, cross-functional leadership, and collaboration with product and acquisition teams to deliver an end-to-end line strategy.

You will drive policy refinement, analyze portfolio trends, design experiments, and present insights to executives, balancing risk with growth in a high-impact environment.