Associate Director, Credit Line Growth Strategy

OneMain Financial; Charlotte (NC); Hybrid; USD 140,000 - 210,000; Full time

Job summary

OneMain Financial is seeking an Associate Director to drive the credit line increase (CLI) strategy for its Card business. This high-impact role demands strategic thinking, deep credit expertise, and data-driven leadership to balance risk and growth across initiatives.

You will work with data science, product, and acquisition teams to design, test, and market an end-to-end CLI program. Based in Charlotte, NC with hybrid schedule, this position offers senior visibility and opportunities to shape

Qualifications

• Bachelor’s Degree in a quantitative discipline (Engineering, Statistics, Economics, Business Management, or Computer Science)
• 5+ years of experience in consumer lending, driving informative risk decisions through analyses; Master’s or PHD degrees may offset experience
• Advanced analytical skillset using tools such as SQL, SAS, R, or Python
• Innovative and capable of developing creative solutions to complex, data-driven problems

Responsibilities

• Develop and refine CLI policies to achieve both risk and growth objectives.
• Conduct deep credit analysis to identify trends, risks, and opportunities within the portfolio.
• Design and execute A/B testing strategies to evaluate new approaches and optimize outcomes.
• Prepare and deliver presentations to executive leadership, providing clear insights and actionable recommendations.
• Lead cross-functional teams (Product, Marketing, Technology, Operations) to bring strategies to life with great customer experience and flawless execution.
• Develop and execute on business requirements to implement credit/business strategies to improve our lending portfolio
• Effectively prioritize competing initiatives and share with senior leadership tradeoffs and constraints across various projects
• Partner with business leaders across functional areas to define priorities, align resources, and communicate progress to executive leadership

Skills

SQL

SAS

R

Python

Education

Bachelor’s Degree in a quantitative discipline

Job description

OneMain Financial is seeking an Associate Director to drive the credit line increase (CLI) strategy for its Card business. This high-impact role demands strategic thinking, deep credit expertise, and data-driven leadership to balance risk and growth across initiatives.

You will work with data science, product, and acquisition teams to design, test, and market an end-to-end CLI program. Based in Charlotte, NC with hybrid schedule, this position offers senior visibility and opportunities to shape