Associate Director - Credit Line Growth Strategy

OneMain Financial Group; Denver (CO); Hybrid; USD 150,000 - 200,000; Full time

Benefits offered by this job

Health benefits

401(k) matching

Employee stock purchase plan

Tuition reimbursement

Job summary

OneMain Financial is seeking an Associate Director to drive a credit line increase strategy for the Card business. This high-impact role requires strategic thinking, deep credit expertise, and the ability to balance risk with growth.

You will shape the CLI approach through data-driven analysis and cross-functional leadership. Responsibilities include refining CLI policies, conducting portfolio risk reviews, executing A/B tests, presenting to executives, and guiding product, marketing, and

Qualifications

• Bachelor’s Degree in a quantitative discipline (Engineering, Statistics, Economics, Business Management, or Computer Science).
• 5+ years in consumer lending guiding risk decisions through analyses; advanced degrees may offset experience.
• Advanced analytical skills using SQL, SAS, R or Python.
• Innovative and capable of developing creative data-driven solutions.

Responsibilities

• Develop and refine CLI policies to balance risk and growth objectives.
• Conduct deep credit analysis to identify trends, risks, and opportunities within the portfolio.
• Design and execute A/B testing strategies to evaluate new approaches and optimize outcomes.
• Prepare and deliver presentations to executive leadership with clear insights and recommendations.
• Lead cross-functional teams (Product, Marketing, Technology, Operations) to implement strategies with strong customer experience.
• Develop and execute business requirements to implement credit/business strategies to improve lending portfolio.
• Prioritize competing initiatives and communicate tradeoffs to senior leadership.
• Partner with business leaders to define priorities, align resources, and communicate progress.

Skills

Analytical thinking

Creative problem solving

Education

Bachelor’s Degree in a quantitative discipline

Tools

SQL

SAS

R

Python

Job description

OneMain Financial is seeking an Associate Director to drive a credit line increase strategy for the Card business. This high-impact role requires strategic thinking, deep credit expertise, and the ability to balance risk with growth.

You will shape the CLI approach through data-driven analysis and cross-functional leadership. Responsibilities include refining CLI policies, conducting portfolio risk reviews, executing A/B tests, presenting to executives, and guiding product, marketing, and