Associate Director, Credit Line Growth Strategy

OneMain Financial Group

Dallas (TX)

Hybrid

USD 140,000 - 190,000

Full time

3 days ago

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Benefits offered by this job

Health and wellbeing benefits

401(k) matching

Employee Stock Purchase Plan

Tuition reimbursement

Paid time off

Paid holidays

Volunteer time off

Job summary

OneMain Financial is seeking an Associate Director to drive the credit line increase (CLI) strategy for the Card business. This senior role combines credit expertise with innovative approaches to balance risk and growth, with high exposure to leadership.

You will lead data-driven analysis, collaborate with data science, product, and acquisition teams, and shape end-to-end CLI initiatives that improve portfolio performance while delivering a great customer experience.

Qualifications

Bachelor’s degree in a quantitative field (engineering, economics, statistics, computer science, or related).
5+ years in consumer lending with data-driven risk decisions.
Proficient in SQL, SAS, R, or Python for analytics.
Innovative and able to craft creative data-driven solutions to complex problems.

Responsibilities

Develop and refine CLI policies to balance risk and growth.
Conduct deep credit analysis to identify trends, risks, and opportunities.
Design and execute A/B testing to evaluate approaches and optimize outcomes.
Prepare and present insights and recommendations to executive leadership.
Lead cross-functional teams (Product, Marketing, Technology, Operations) to implement strategies.
Translate business requirements into actionable CLI initiatives to improve lending portfolio.