Credit Analyst

Engineering Services and Products Company; South Windsor (CT); On-site; Full time

Job summary

A leading company in fabric structures is seeking a Credit Analyst to analyze credit data and assess risk. The ideal candidate will have a Bachelor's degree and knowledge of accounting software. Join a team that values growth and success.

Benefits

Medical insurance

Vision insurance

401(k)

Tuition assistance

Disability insurance

Qualifications

• Analyzing credit data to estimate risk in lending.
• Developing models of credit information to predict trends.
• Assessing credit worthiness of client companies.

Responsibilities

• Providing quality service through risk assessment analysis.
• Compiling and analyzing statistical data on credit use.
• Advising on policy changes related to credit.

Skills

Knowledge of Accounting software

Ability to present information

Ability to work under pressure

Education

Bachelor's degree

Tools

Statistical software

Job description

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The start of a rewarding career awaits you at Engineering Services & Products Company since 1979, we’ve grown from a regional, two-person office to the industry-leading manufacturer of fabric structures and greenhouses.

We have an immediate opening for a Credit Analyst. We are looking for a professional who is willing and able to contribute to the growth and success of ESAPCO.

Essential Duties and Responsibilities

Successful candidate will be responsible for analyzing credit data to estimate the degree of risk involved in extending credit or lending money to firms or individuals by performing the following duties:

• Providing quality service to internal customers through undertaking risk assessment analysis of various types of lending proposals.
• Analyzing financial information, such as statements, management accounts and cash flow statements.
• Developing models of credit information to predict patterns and trends using specialist statistical software.
• Assessing the credit worthiness of client companies.
• Advising and recommending changes to policy and procedure.
• Conversing with other staff within the company, such as account managers and product specialists.
• Helping to ensure that procedures comply with sector standards.
• Staying informed about the legal, compliance and market-risk-related issues involved in the approval of credit.
• Establish credit limitations on customer accounts.
• Handle special credit arrangements and deviations from standard terms of payment.
• Ensure that collections are made on a timely basis and in compliance with good customer service procedures.
• Coordinate investigation of fraud and legal action.
• Compile and analyze statistical data on fraudulent use of credit cards to develop procedures to deter abuses.
• Assist management in formulating customer credit collection activities that maximize sales potential.
• Other duties may be assigned.

Requirements

• Knowledge of Accounting software.
• Ability to effectively present information and respond to questions from groups of managers, clients, customers, and the general public.
• Ability to work with mathematical concepts such as probability and statistical inference.
• Ability to take initiative and follow through with minimal supervision.
• Ability to work under pressure in a calm and efficient manner.
• Bachelor's degree: or one to two years related experience and/or training; or equivalent combination of education and experience.
• Ideal candidates are positive, motivated and team oriented.

Qualifications

To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Education and/or Experience

Bachelor's degree (B. A.) from four-year college or university; or one to two years related experience and/or training; or equivalent combination of education and experience.

Language Skills

• Ability to read and interpret documents such as safety rules, operating and maintenance instructions, and procedure manuals.
• Ability to write routine reports and correspondence.
• Ability to speak effectively before groups of customers or employees of organization.

Mathematical Skills

• Ability to work with mathematical concepts such as probability and statistical inference, and fundamentals of plane and solid geometry and trigonometry.
• Ability to apply concepts such as fractions, percentages, ratios, and proportions to practical situations.

Reasoning Ability

• Ability to solve practical problems and deal with a variety of concrete variables in situations where only limited standardization exists.
• Ability to interpret a variety of instructions furnished in written, oral, diagram, or schedule form.

Computer Skills

To perform this job successfully, an individual should have knowledge of accounting software.

Physical Demands

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

While performing the duties of this Job, the employee is regularly required to sit and use hands to finger, handle, or feel. The employee is occasionally required to stand; walk and reach with hands and arms.

The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

The noise level in the work environment is usually moderate.

Compensation

Salary to commensurate with experience.

We offer an excellent benefits package, including medical, dental, vision, educational assistance, 401(k), life insurance, disability, vacation, holidays, personal/sick time, employee referral, product discounts, and more.

Engineering Services & Products Company is an Equal Employment Opportunity employer and does not discriminate against any applicant for employment or employee on the basis of race, color, religious creed, gender, age, marital status, sexual orientation, national origin, disability, veteran status or any other classification protected by applicable discrimination laws.

Seniority level

• Seniority level

  Entry level

Employment type

• Employment type

  Full-time

Job function

• Job function

  Accounting/Auditing and Other

• Industries

  Manufacturing and Wholesale Building Materials

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Inferred from the description for this job

Medical insurance

Vision insurance

401(k)

Child care support

Tuition assistance

Disability insurance

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