Consumer Lending Credit Analyst — Plano, In-Office

Palm Harbor Homes; Plano (TX); On-site; USD 65,000 - 90,000; Full time

Benefits offered by this job

Medical/Dental/Vision Insurance

401K Match

Paid Holidays

Generous PTO

FSA/HSA Plans

Life /Disability/Accidental Insurance

Job summary

CountryPlace Mortgage in Plano, TX seeks a Consumer Lending Credit Analyst to review loan documentation and verify program compliance. This in-person role supports loan officers to ensure smooth processing for retailers and borrowers.

You will assess income, assets, surveys, titles, and appraisals while underwriting both home and land-home loans, maintaining strong cross-team collaboration and meeting department targets.

Qualifications

• Bachelor's degree required in Marketing, Business, Accounting, Finance or Management.
• 2+ years of experience in consumer credit analysis or underwriting.
• Working knowledge of Microsoft Office.

Responsibilities

• Reviews loan submissions from Loan Officers and Loan Processors.
• Calculates qualification ratios for loans.
• Ensures loans meet program requirements.
• Answers questions for Loan Officers, Lending Associates, and Loan Processors.
• Accurately review and calculate income, asset, property, and other documentation to ensure loan applications comply with guidelines.
• Reviews surveys, title policies, and appraisals.
• Proficiently underwrites home only and Land Home loans.
• Develops and maintains positive working relationship with co-workers.
• Reviews credit bureaus ensuring borrower credit meets program guidelines.
• Additional tasks as requested including training others, building process training guides, application entry.

Skills

Analytical skills

Communication skills

Attention to detail

Time management

Problem solving

Teamwork

Self-motivation

Ability to multitask

Education

Bachelor's degree in Marketing/Business/Accounting/Finance/Management

Tools

Microsoft Office

Job description

CountryPlace Mortgage in Plano, TX seeks a Consumer Lending Credit Analyst to review loan documentation and verify program compliance. This in-person role supports loan officers to ensure smooth processing for retailers and borrowers.

You will assess income, assets, surveys, titles, and appraisals while underwriting both home and land-home loans, maintaining strong cross-team collaboration and meeting department targets.