Commercial Banker - SME Lending & Relationship Growth

First Citizens Bank; Hanes (NC); On-site; USD 85,000 - 125,000; Full time

Job summary

First Citizens Bank in North Carolina seeks a Commercial Banker I or II to develop and manage a portfolio of business banking relationships. You will help clients meet their financial goals through loans, deposits and cash management solutions.

You will leverage your local network to drive new lending opportunities, collaborate with credit partners, and participate in community events to strengthen the bank’s presence.

Qualifications

• Bachelors Degree with 6+ years of experience in commercial or business lending, credit or business development OR a high school diploma/GED with 10+ years in those areas.
• Commercial Banker II: Bachelors Degree with 8+ years or high school/GED with 12+ years in commercial or business lending, credit or business development

Responsibilities

• Make an impact by contributing to the growth of the bank through business loans, deposits and fee income.
• Leverage your network to engage with local business owners and companies to develop business lending opportunities.
• Represent the bank in the community by attending and participating in civic, community and networking events.
• Engage in an efficient loan approval process with open communication and exposure to credit partners.
• Be part of a collaborative team with various bank partners to support and deepen the full client relationship.

Skills

Structured sales process

Financial guidance

Sales planning & forecasting

Financial analysis

Credit underwriting

Commercial lending knowledge

Deposit & cash management

Business development

Networking

Education

Bachelors Degree

High School Diploma or GED/Equivalent

Job description

First Citizens Bank in North Carolina seeks a Commercial Banker I or II to develop and manage a portfolio of business banking relationships. You will help clients meet their financial goals through loans, deposits and cash management solutions.

You will leverage your local network to drive new lending opportunities, collaborate with credit partners, and participate in community events to strengthen the bank’s presence.