Senior Mortgage Credit Risk Approver

OCBC (Singapore); Singapore; On-site; SGD 90,000 - 130,000; Full time

Benefits offered by this job

Competitive base salary

Flexible benefits

Community initiatives

Job summary

OCBC Bank Singapore is seeking a seasoned Credit Risk professional to lead assessment and approval of consumer lending products, with a focus on mortgages and auto loans. The role emphasizes independent due diligence, risk management, and policy development to support sustainable growth.

The successful candidate will apply sound credit judgement, engage stakeholders, and drive process improvements to shorten turnaround times while maintaining quality and regulatory compliance.

Qualifications

• Degree holder with strong communication and writing skills.
• Experience in consumer credit risk and data analytics is advantageous.
• Proficient with Excel, Access and PowerPoint.

Responsibilities

• Drive digital transformation and process re-engineering initiatives leveraging technology.
• Review and approve consumer credit loan products (mortgage & auto).
• Ensure loans are approved with due diligence and regulatory guidelines.
• Collaborate with stakeholders to improve end-to-end processes and policy changes.

Skills

Communication

Writing skills

Team player

Data analytics

Education

Bachelor's degree

Tools

Microsoft Excel

Microsoft Access

Microsoft PowerPoint

Job description

OCBC Bank Singapore is seeking a seasoned Credit Risk professional to lead assessment and approval of consumer lending products, with a focus on mortgages and auto loans. The role emphasizes independent due diligence, risk management, and policy development to support sustainable growth.

The successful candidate will apply sound credit judgement, engage stakeholders, and drive process improvements to shorten turnaround times while maintaining quality and regulatory compliance.