Senior Mortgage Credit & Risk Approver

OCBC Group; Singapore; On-site; SGD 90,000 - 170,000; Full time

Benefits offered by this job

Competitive base salary

Holistic benefits package

Community initiatives

Industry-leading learning and career发展

Job summary

OCBC Group in Singapore is seeking an experienced Senior Credit Risk professional to drive risk assessment for consumer lending, including mortgages and auto loans. You will ensure due diligence, regulatory adherence, and collaboration with stakeholders to improve processes and policies.

The role emphasizes data-driven decision making, portfolio management insight, and strong communication skills to support sustainable business growth and risk-aware lending practices.

Qualifications

• Minimum 5 years of relevant experience in consumer credit risk.
• Experience in portfolio management and data analytics is an advantage.
• Strong written and verbal communication skills.
• Knowledge of credit documentation and regulatory requirements.

Responsibilities

• Review and approve consumer credit loan products, mainly mortgage and auto loans.
• Ensure loans are approved with independent due diligence and regulatory compliance.
• Work with stakeholders to streamline end-to-end processes for faster turnaround.
• Advise on credit policies to manage key risks and support growth.

Skills

Credit risk analysis

Data analytics

Communication skills

Education

Bachelor's degree

Tools

Microsoft Excel

Microsoft Access

Microsoft PowerPoint

Job description

OCBC Group in Singapore is seeking an experienced Senior Credit Risk professional to drive risk assessment for consumer lending, including mortgages and auto loans. You will ensure due diligence, regulatory adherence, and collaboration with stakeholders to improve processes and policies.

The role emphasizes data-driven decision making, portfolio management insight, and strong communication skills to support sustainable business growth and risk-aware lending practices.