Senior Mortgage Credit & Risk Lead

OCBC Bank; Singapore; Sur place; SGD 90 000 - 120 000; Plein temps

Avantages offerts par ce poste

Competitive base salary

Flexible benefits

Community initiatives

Learning and development opportunities

Résumé du poste

OCBC Bank in Singapore invites you to join the Credit Risk Team. You will apply credit judgement to consumer loan products, especially mortgages and auto loans, and support responsible growth with robust risk management.

You are a degree holder with 5+ years in consumer credit risk, proficient in Excel/Access/PowerPoint, and able to communicate clearly with stakeholders. The role offers opportunities to lead process improvements and professional development in a dynamic bank.

Qualifications

• Degree holder with at least 5 years of consumer credit risk experience.
• Experience in portfolio management and data analytics is a plus.
• Strong knowledge of consumer lending and credit documentation.
• Good communication and writing skills; proficient with Excel/Access/PowerPoint.

Responsabilités

• Drive digital transformation and process re-engineering initiatives through ADD, leveraging technology and automation to improve productivity, strengthen controls, and deliver business value.
• Review and approval of consumer credit loan products, mainly mortgages and auto loans.
• Ensure loans are approved with independent due diligence, adhering to regulatory and credit guidelines.
• Work closely with stakeholders to improve end-to-end processes to achieve faster turnaround and increase efficiency.
• Engage stakeholders to drive policy changes to support business growth and provide recommendations on credit policies to ensure risks and controls are addressed.

Connaissances

Credit risk

Consumer lending

Data analytics

Communication

Writing skills

Formation

Bachelor's degree

Outils

Microsoft Excel

Microsoft Access

Microsoft PowerPoint

Description du poste

OCBC Bank in Singapore invites you to join the Credit Risk Team. You will apply credit judgement to consumer loan products, especially mortgages and auto loans, and support responsible growth with robust risk management.

You are a degree holder with 5+ years in consumer credit risk, proficient in Excel/Access/PowerPoint, and able to communicate clearly with stakeholders. The role offers opportunities to lead process improvements and professional development in a dynamic bank.