Senior Mortgage Credit Approver — Drive Risk & Growth

OCBC; Singapore; On-site; SGD 90,000 - 130,000; Full time

Job summary

OCBC is seeking a seasoned Credit Risk professional in Singapore to drive digital transformation in lending processes. You will review consumer loan products, including mortgage and auto loans, ensuring due diligence and regulatory compliance while collaborating with stakeholders to enhance end-to-end processes and risk controls.

You should bring at least 5 years of consumer credit risk experience, strong data analytics capability, and solid communication and writing skills.

Qualifications

• Degree holder with at least 5 years of relevant experience in consumer credit risk.
• Experience in portfolio management and data analytics is an advantage.
• Sound knowledge on consumer lending and credit documentation.
• Possess good communication and writing skills.
• Proficient in Microsoft Excel, Microsoft Access and Microsoft PowerPoint.
• Team player, self-motivated and resourceful.

Responsibilities

• Drive digital transformation and process re-engineering initiatives through ADD, leveraging technology and automation to improve productivity, strengthen controls, and deliver business value.
• Review and approval of consumer credit loan products, mainly on mortgage and auto loans.
• Ensure loans are approved with independent due diligence, adhering to regulatory and credit guidelines.
• Work closely with stakeholders to improve end-to-end processes to achieve faster turnaround and increase efficiency.
• Engage stakeholders to drive policy changes to support business growth and provide recommendations on credit policies to ensure the key risks and controls are adequately addressed.

Skills

Communication skills

Writing skills

Team player

Self-motivated

Resourceful

Education

Bachelor's degree

Tools

Microsoft Excel

Microsoft Access

Microsoft PowerPoint

Job description

OCBC is seeking a seasoned Credit Risk professional in Singapore to drive digital transformation in lending processes. You will review consumer loan products, including mortgage and auto loans, ensuring due diligence and regulatory compliance while collaborating with stakeholders to enhance end-to-end processes and risk controls.

You should bring at least 5 years of consumer credit risk experience, strong data analytics capability, and solid communication and writing skills.