Senior Credit Risk ML Scientist

OCBC Group; Singapore; On-site; SGD 120,000 - 180,000; Full time

Benefits offered by this job

Competitive base salary

Flexible benefits suite

Community initiatives

Learning & development opportunities

Job summary

OCBC Bank in Singapore seeks a Credit Risk Data Scientist to join the Group Risk Management CRM team, developing and maintaining machine learning models that assess credit risk across Consumer, Small Business, and Wholesale segments.

You will monitor model performance, back-test results, and collaborate with validators, auditors, and senior stakeholders to ensure governance and timely insights for credit decisions.

Qualifications

• Degree in a quantitative discipline (Data Science, Statistics, Mathematics or CS).
• 5–7 years of relevant experience in credit analysis/modelling or credit risk management.
• Experience with big data technologies (Hadoop/Hive/Trino/Spark) and DevOps tools (Jira/Jenkins/Git).
• Proficiency with machine learning tools/frameworks (Scikit-Learn/TensorFlow/PyTorch).
• Analytical and independent thinker with strong written and verbal communication skills.

Responsibilities

• Develop, implement, and maintain ML credit risk models for Consumer, Small Business and Wholesale segments.
• Monitor, back-test and report model performance to ensure adherence to standards and early detection of weaknesses.
• Develop and maintain user requirements, parameters and configurations of systems housing the models.
• Develop in-depth expertise in credit risk modelling methodologies.
• Work closely with validators to ensure governance and timely closure of findings.
• Engage with auditors and regulators to ensure compliance with requirements.
• Engage with stakeholders to develop analytical solutions using model outputs in credit decisions, strategies, and capital assessment.

Skills

Big data tools

DevOps tools (Jira/Jenkins/Git)

ML frameworks (Scikit-Learn/TensorFlow

Education

Quantitative degree (Data Science/Statistics/Math/CS)

Tools

Jira

Jenkins

Git

Hadoop

Hive

Trino

Spark

Job description

OCBC Bank in Singapore seeks a Credit Risk Data Scientist to join the Group Risk Management CRM team, developing and maintaining machine learning models that assess credit risk across Consumer, Small Business, and Wholesale segments.

You will monitor model performance, back-test results, and collaborate with validators, auditors, and senior stakeholders to ensure governance and timely insights for credit decisions.