Enterprise/Application Architect

ENCORA TECHNOLOGIES PTE. LTD.; Singapore; On-site; SGD 100,000 - 140,000; Full time

Job summary

A leading technology consulting firm in Singapore seeks an experienced Domain Architect to drive architecture deliverables for banking technology solutions. The successful candidate will analyze requirements, influence technology architectures, and contribute to the definition and roadmap of critical domains like Cards, Payments, and Core Banking. An extensive IT background of at least 10 years is essential, along with deep expertise in Enterprise Architecture and strong communication skills. This role offers competitive compensation and significant responsibilities.

Qualifications

• At least 10 years of experience in the IT industry, preferably in large enterprises.
• Deep experience delivering mission-critical, enterprise-scale IT solutions.
• Good understanding of Technology Taxonomy and related protocols.

Responsibilities

• Implement an updated technology foundation for the bank.
• Analyze stakeholder requirements and create future state architectures.
• Act as a trusted advisor to stakeholders in both business and IT.

Skills

Enterprise Architecture

Banking Technology

Stakeholder Communication

Java programming

Agile Methodologies

Job description

Responsibilities

• Serve as Domain Architect to implement an updated technology foundation for the bank with full capability/accountability for architecture deliverables (process, information, technology etc.) from concept to implementation
• Analyze stakeholder requirements, current state architecture, and gaps to create a future state for cards, rewards/loyalty, core banking, credit and payment solution architecture with a focus on reduced complexity, cost efficiencies, reduced risk and/or improved business capabilities
• Communicate and influence key elements of one or more technology architectures to both technical and business audiences
• Contribute to architecture definition and road map in Cards, Rewards/Loyalty, Core Banking, Credit and Payment domains especially operations re‑engineering and digitization
• Build out the knowledge base of the technology teams on leading trends in the APAC under Cards, Rewards/Loyalty, Core banking, Credit and Payment domains, and IT delivery in general
• Act as a trusted advisor to stakeholders in both business and IT to assist in defining and delivering high quality solutions

Requirements

Technical Skills & Experience

• At least 10 years’ experience in the IT industry, preferably in large, complex enterprises
• At least 8 years of experience in banking technology, including familiarization with digitization (Cards, Rewards/Loyalty, Collections, Credits, Deposits, Loans, Loan Origination, Payments, Receivables, Remittance, Escrow, Liquidity Management, Pricing)
• At least 3 years’ experience in Enterprise Architecture in a large, complex, multi‑location, multi‑national environment
• Experience in converting Enterprise Architecture Strategy into executable solution architecture
• Deep experience delivering mission‑critical, enterprise‑scale IT solutions in a heterogeneous technology environment, both in‑house built and 3rd‑party vendor products
• Experience in actual systems development work, with prior coding, functional specifications and technical specifications and systems development and testing experience (in aggregate no less than 8 years)
• Understanding of at least one programming language, preferably in the Java family
• A deep understanding of all domains of Enterprise Architecture, including the business, data, application, infrastructure and security domains. Able to constructively challenge Enterprise and Solution Architecture for a fault tolerant design
• Familiarity with one or more formal Architecture frameworks/methodologies (TOGAF, Zachman, BIAN, etc.)
• Good understanding and experience in various software development cycle methodologies, including migrating from waterfall to agile methodologies
• Broad‑based IT knowledge and experience (Hardware, Software, Middleware, Databases). Solid foundation in service‑oriented technologies to be able to understand service interdependencies and drive towards technical solutions for multi‑tiered systems
• Good understanding of Technology Taxonomy (Functional Disposition, Deployment, Performance, Integration Protocols)
• Excellent verbal, written and presentation skills to stakeholders at all levels
• Ability to communicate complex topics in an understandable way using a level of detail and terms appropriate to the situation
• Capability to think conceptually and identify patterns across seemingly unrelated situations

Key Domain/ Technical Skills

Cards & Rewards/Loyalty

• Issuing covering card issuance & lifecycle management, authorization & transaction processing, clearing & settlement, security & compliance, disputes & chargebacks, digital enablement, etc
• Acquiring covering merchant onboarding & management, payment acceptance channels, transaction processing, settlement & reconciliation, risk & fraud management, etc
• Rewards & Loyalty covering program design & management, earn & redeem mechanics, settlement & accounting, analytics & personalization, customer experience, etc

Collections

• Collections Lifecycle, Strategy & Segmentation, Payment Arrangements, Analytics & Reporting, etc

Core banking

• Customer demographics and customer preference, deposit products
• Customer and Account lifecycle management
• Customer Communications

Cred its

• Secured / Unsecured Loans, Limits and Exposures, Pricing, Collections, Credit Originations, Credit Scoring

Payments

• Domestic / Local Payments, International / Cross Border Payments, Electronic Cheques, Real‑Time FX and Contracts, Book Transfers
• B2B, B2C, G2B, G2C, P2P, B2E and G2G