Deputy Head of Regional Credit

UOB Kay Hian; Singapore; On-site; SGD 80,000 - 100,000; Full time

Job summary

A major brokerage firm in Singapore seeks a Deputy Head of Regional Credit to lead complex credit transactions and mentor junior analysts. The role requires at least 10 years of lending experience, expertise in credit analysis, and the ability to evaluate collateralized transactions. The ideal candidate will work closely with senior management in a fast-paced environment and provide independent credit assessments. The position offers a chance to engage in high-value structured lending across the Asia Pacific region.

Qualifications

• Minimum of 10 years’ credit and lending experience.
• Proven experience in evaluating complex credit transactions.
• Strong communication skills to present credit views.

Responsibilities

• Lead and review complex credit transactions.
• Act as a structural partner to client-facing colleagues.
• Draft credit papers for approval and negotiate legal documentation.
• Manage pipeline deals and provide portfolio oversight.
• Mentor and guide junior team members.

Skills

Credit analysis

Credit structuring

Risk assessment

Verbal communication

Mentoring

Job description

Deputy Head of Regional Credit – UOB Kay Hian (Singapore)

Company Description: UOB Kay Hian, backed by the UOB Group, is one of Asia’s largest brokerage firms headquartered in Singapore. The firm offers a diverse range of financial products and markets, including stocks, bonds, unit trusts, futures, options, CFDs, and forex, supported by advanced tools and technology.

Career with Regional Credit, UOBKH: As part of UOBKH’s expansion in structured and bespoke financing, the Regional Credit Department is seeking a senior credit professional to join as Deputy Head of Regional Credit.

In this role, you will work closely with the Head of Regional Credit and a team of credit analysts, contributing to credit evaluation, deal structuring, portfolio oversight, and team leadership. The position offers exposure to complex, high‑value structured lending transactions across multiple jurisdictions and industries in the Asia Pacific region, with direct engagement with senior management.

Key Responsibilities

• Lead and review complex credit transactions, including property‑backed, share‑pledge, and bespoke corporate financing.
• Act as a structuring partner to client‑facing colleagues (Coverage, Corporate Finance, and Private Wealth teams).
• Draft and review credit papers for Credit Committee approval.
• Review and negotiate legal documentation to ensure compliance with Credit Approval.
• Provide independent credit judgment and constructive challenge where required.
• Manage pipeline deals, provide portfolio oversight and credit governance.
• Mentor and guide junior team members.

Qualifications & Experience

• Vice President / Senior Vice President level, with a minimum of 10 years of hands‑on credit and lending experience (more experience is welcome).
• Robust expertise in accounting concepts and credit analysis, with the ability to assess the impact of different accounting standards on credit risk.
• Proven experience in structuring and evaluating complex credit transactions, including collateralised and bespoke financings.
• Sound working knowledge of loan documentation and security structures across Greater China and ASEAN jurisdictions.
• Demonstrated ability to articulate independent credit assessments and propose constructive and practical measures to mitigate risks.
• Strong written and verbal communication skills, with the ability to articulate credit views clearly and confidently to credit committees.
• Comfortable operating in a fast‑paced, fluid and cross‑cultural regional environment.
• Experience in guiding and developing junior team members.

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