Senior Product Lead, POS & Merchant Acquisition

Toptal; Riyadh; On-site; SAR 900,000 - 1,100,000; Full time

Job summary

Toptal in Saudi Arabia seeks a senior product leader to drive the card business into point-of-sale acquiring, building the product, processes, and commercial structures for a branchless bank.

You will design merchant onboarding, shape go-to-market, and partner with in-house acquiring and product teams to accelerate merchant growth and revenue in KSA and GCC.

This is a build role; you will bring senior outside perspective to a growing team and help scale a digital bank's POS strategy.

Qualifications

• Hands-on experience running an acquiring business with POS component.
• Senior product management in banking, fintech, or payments.
• Expertise in POS and eCommerce acquiring.
• Experience building/scaling products and processes in evolving environments.
• Strong understanding of digital-first, branchless banking models.
• Ability to set priorities for merchant acquisition and revenue.
• Direct experience in the Saudi payments or banking market.

Responsibilities

• Lead expansion of acquiring into point-of-sale acceptance.
• Define merchant sign-up and onboarding for physical card acceptance.
• Shape product, operations, and commercial structures for developing acquiring.
• Collaborate with in-house acquiring and product teams for senior direction.
• Drive merchant growth, negotiated rates, revenue, and speed to market.
• Establish acquiring strategy and execution in KSA and the GCC.

Skills

POS acquiring

Banking/payments

Merchant acquisition

Product leadership

Saudi market

Job description

Toptal in Saudi Arabia seeks a senior product leader to drive the card business into point-of-sale acquiring, building the product, processes, and commercial structures for a branchless bank.

You will design merchant onboarding, shape go-to-market, and partner with in-house acquiring and product teams to accelerate merchant growth and revenue in KSA and GCC.

This is a build role; you will bring senior outside perspective to a growing team and help scale a digital bank's POS strategy.