Senior Financial Analyst – Fintech/BNPL (Riyadh)

Rize | رايز; Riyadh; On-site; SAR 300,000 - 420,000; Full time

Benefits offered by this job

Competitive salary

Diverse international team

Innovation

Direct impact

Learning culture

Creative freedom

Close-knit team

Job summary

Rize is a groundbreaking rent-now-pay-later platform in Saudi Arabia seeking a Senior Financial Analyst to partner with the CFO and turn complex financial data into clear operating and funding decisions.

You will own the models, forecasts, and analyses used by the executive team, lenders, board, and investors. This role suits someone who builds from first principles and communicates insights with razor-sharp clarity. Onsite in Riyadh, SAR/USD salary options.

Qualifications

• 2+ years of analytical finance experience (FP&A, financial modeling, corporate finance, transaction advisory, or investment banking) with independent ownership.
• Fintech / BNPL domain experience: direct exposure to credit platforms, BNPL, or lending operations.
• Direct exposure to lending or receivables-based businesses (e.g., consumer finance, BNPL, or banking) with hands-on credit economics or funding facility exposure.
• Advanced Excel & Modeling Mastery: build auditable, driver-based models with clear assumptions, logic, outputs, sensitivities, and built-in error checks.
• Strong Cash & Commercial Judgment: turn incomplete or messy data into defensible financial strategies.
• Fluency in English with exceptional written and verbal communication.
• Location: Full-time onsite in our Riyadh office. Must be a Saudi National or a KSA resident eligible for an employer iqama transfer.

Responsibilities

• Financial Modeling: Build, stress-test, and maintain driver-based 3-statement models and funding scenarios.
• Asset-Backed Financing: Own analytical and reporting engine for asset-backed facilities and drawdowns.
• External Stakeholder Liaison: Coordinate with lenders, banks, auditors, and external advisers.
• Planning & Cash Flow: Own the annual budget, rolling forecasts, and short-term cash tracking.
• Portfolio Analytics: Analyze cohorts, vintages, DPD movements, and loss trends to inform pricing and funding.
• Decision Materials: Create executive-ready presentations for management, board, and lenders.

Skills

FP&A

Financial modeling

Corporate finance

Transaction advisory

Investment banking

Fluent English

Tools

Excel

SQL

BI tools

Job description

Rize is a groundbreaking rent-now-pay-later platform in Saudi Arabia seeking a Senior Financial Analyst to partner with the CFO and turn complex financial data into clear operating and funding decisions.

You will own the models, forecasts, and analyses used by the executive team, lenders, board, and investors. This role suits someone who builds from first principles and communicates insights with razor-sharp clarity. Onsite in Riyadh, SAR/USD salary options.