Senior Financial Analyst - BNPL Fintech (Onsite Riyadh)

Rize; Riyadh; On-site; SAR 180,000 - 320,000; Full time

Benefits offered by this job

Competitive salary

Diverse International team

Innovation

Direct impact

Fast-paced learning

Creative freedom

Close-knit culture

Job summary

Rize is seeking a Senior Financial Analyst to partner with the CFO and turn complex financial data into clear operating and funding decisions. You will own the models, forecasts, and analysis used by the executive team, lenders, board, and investors. This role thrives on first-principles thinking and sharp liquidity insights.

This onsite position in Riyadh requires strong FP&A skills, credit economics, advanced Excel, and the ability to deliver clear commercial insights in English.

Qualifications

• 2+ years of relevant analytical finance experience (FP&A, financial modeling, corporate finance, or investment banking).
• Direct exposure to BNPL or lending operations.
• Advanced Excel modeling from scratch with clear assumptions, logic, outputs and error checks.
• Fluent English with strong written and verbal communication.
• On-site in Riyadh, Saudi Arabia; Saudi national or iqama-eligible.
• Nice-to-Haves: asset-backed funding, cohort/vintage analysis, CFA/CPA progress, SQL/BI tools.

Responsibilities

• Financial Modeling: Build, stress-test, and maintain driver-based 3-statement and funding models.
• Asset-Backed Financing: Manage analytical engine for asset-backed facilities and drawdowns.
• External Stakeholder Liaison: Coordinate with lenders, banks, auditors, and advisers.
• Planning & Cash Flow: Own budgets, rolling forecasts, and liquidity tracking.
• Portfolio Analytics: Analyze cohorts, vintages, DPD, and loss trends to guide pricing/funding.
• Decision Materials: Create concise exec-ready presentations for management and lenders.

Skills

2+ years FP&A

Financial modeling

Advanced Excel

English fluency

Commercial judgment

Tools

SQL

BI tools

Job description

Rize is seeking a Senior Financial Analyst to partner with the CFO and turn complex financial data into clear operating and funding decisions. You will own the models, forecasts, and analysis used by the executive team, lenders, board, and investors. This role thrives on first-principles thinking and sharp liquidity insights.

This onsite position in Riyadh requires strong FP&A skills, credit economics, advanced Excel, and the ability to deliver clear commercial insights in English.