Senior Financial Analyst, Fintech & Asset-Backed Financing

Rize; Riyadh; On-site; SAR 260,000 - 420,000; Full time

Benefits offered by this job

Competitive salary

Diverse international team

Innovation

Direct impact

Fast-paced learning

Creative freedom

Close-knit community

Job summary

Rize is seeking a Senior Financial Analyst to partner with the CFO and translate complex financial data into clear operating and funding decisions. You will own models, forecasts, and analyses used by the executive team, funding partners, board, and investors in a fast-paced fintech environment.

You will build driver-based financial models, manage asset-backed financing analytics, and liaise with lenders, auditors, and advisers, while driving budgeting and cash flow planning from Riyadh.

Qualifications

• 2+ years of analytical finance experience with independent ownership.
• Fintech / BNPL domain experience.
• Direct exposure to lending or receivables-based businesses (e.g., consumer finance, BNPL, or banking).
• Advanced Excel & modeling mastery: auditable, driver-based models with transparent assumptions.

Responsibilities

• Build, stress-test, and maintain driver-based 3-statement models, cash flow, and scenarios.
• Own the analytical engine for asset-backed and warehouse facilities; manage borrowing-base availability and drawdowns.
• Act as the finance liaison for lenders, banks, auditors, and external advisers; prepare recurring reporting packages.
• Own the annual budget, rolling forecasts, and short-term cash tracking; monitor liquidity thresholds.

Skills

Analytical Finance

Advanced Excel

Financial Modeling

FP&A

English Fluency

Tools

SQL

BI Tools

Excel

Job description

Rize is seeking a Senior Financial Analyst to partner with the CFO and translate complex financial data into clear operating and funding decisions. You will own models, forecasts, and analyses used by the executive team, funding partners, board, and investors in a fast-paced fintech environment.

You will build driver-based financial models, manage asset-backed financing analytics, and liaise with lenders, auditors, and advisers, while driving budgeting and cash flow planning from Riyadh.