Senior Cards Portfolio Manager

Tabby | تابي; Riyadh; On-site; SAR 180,000 - 300,000; Full time

Benefits offered by this job

Relocation support

Employee stock options

Devices provided

Job summary

Tabby is seeking an experienced Portfolio Growth Manager to own the growth and health of the card program end-to-end in Saudi Arabia. You will collaborate with Card Scheme, Compliance, Risk and Product to drive issuance, activation and usage while staying aligned with scheme rules and regulatory requirements.

You’ll lead portfolio growth initiatives, manage scheme relationships and reporting, and own the compliance obligations tied to the card program.

Qualifications

• 3–4 years of experience in banking or fintech with exposure to card programs, scheme management or compliance.
• Working knowledge of card scheme rules and regulatory requirements governing card programs.
• Strong analytical skills with portfolio performance data to drive growth decisions.
• Excellent stakeholder management across Compliance, Risk, Marketing, Product & Tech and external scheme partners.
• Fluency in English and Arabic is required.

Responsibilities

• Own portfolio growth strategy for Tabby's card program, driving growth across the funnel and identifying growth levers such as pricing, incentives and partnerships.
• Manage day-to-day relationships with card schemes, including program reporting, mandates, incentives and new scheme initiatives.
• Ensure ongoing compliance with scheme rules, regulatory requirements and internal risk policies.
• Partner with Compliance, Risk and Legal to manage audits, certifications and regulatory filings for the card program.
• Track and report portfolio performance (activation, spend, retention) and compliance status to stakeholders.
• Stay ahead of scheme rule changes and regulatory updates and translate them into action plans across the business.
• Collaborate with Product and Engineering to prioritize features that support growth and compliance goals.

Skills

Banking/Fintech exposure

Card scheme rules

Analytical thinking

Stakeholder management

English & Arabic communication

Job description

Description

We're looking for an experienced Portfolio Growth Manager to own the growth and health of Tabby's card program end-to-end.

Department: Portfolio

Location: KSA

This role sits at the intersection of scheme relationships, compliance and commercial strategy working closely with Card Scheme, Compliance, Risk and Product to grow card issuance, activation and usage while keeping the program fully aligned with scheme rules and regulatory requirements.

You’ll lead portfolio growth initiatives, manage scheme relationships and reporting, and own the compliance obligations tied to the card program — from scheme mandates to regulatory requirements. You're comfortable balancing a commercial growth agenda with the discipline compliance demands.

If you enjoy growing a card program commercially while also being the person who keeps it compliant and audit-ready, this role is for you.

Key Responsibilities

• Own portfolio growth strategy for Tabby's card program including driving growth across the funnel and identify and execute growth levers pricing, incentives and partnerships.
• Manage day-to-day relationships with card schemes, including program reporting, mandates, incentives and new scheme initiatives.
• Ensure the card program's ongoing compliance with scheme rules, regulatory requirements and internal risk policies.
• Partner with Compliance, Risk and Legal to manage scheme audits, certifications and regulatory filings related to the card program.
• Track and report portfolio performance (activation, spend, retention) and compliance status to internal and external stakeholders.
• Stay ahead of scheme rule changes and regulatory updates, translating them into action plans across the business.
• Collaborate with Product and Engineering to prioritize features that support both growth and compliance goals.

Skills, Knowledge and Expertise

• 3–4 years of experience in banking or fintech, with direct exposure to card programs, scheme management or compliance.
• Working knowledge of card scheme rule and the regulatory requirements governing card programs.
• Strong analytical skills, comfortable working with portfolio performance data to drive growth decisions.
• Excellent stakeholder management skills to work across Compliance, Risk, Marketing, Product & Tech and external scheme partners.
• Strong written and verbal communication skills in English & Arabic a must

Benefits

• We have an inclusive company culture, embracing diversity, integrity and transparency. We strive for work-life balance and cherish the moments you spend with your loved ones, off-work. In the same spirit as for our product, we are caring and nurturing for our employees.
• Our people are granted 100% trust and freedom to apply their own vision and come up with their ideas from day 1 at Tabby. You are the one who takes responsibility for your area of work. We encourage everyone to think and make decisions like Tabby was their own business, well because it is. Our employee stock options programme is available for everyone.
• You will have an opportunity to learn and grow in one of the fastest growing fintech companies in the region
• We offer you relocation support as well as we guide you through all the process.
• We’ll set you up with the devices required for your work.