Senior Cards Portfolio Manager

تابي; Riyadh; On-site; SAR 240,000 - 420,000; Full time

Benefits offered by this job

Inclusive culture

Stock options

Relocation support

Devices provided

Growth opportunities

Job summary

Tabby in Saudi Arabia is seeking an experienced Senior Cards Portfolio Manager to own the growth and health of our card program end-to-end. You will balance commercial growth with scheme rules and regulatory requirements, collaborating with Card Schemes, Compliance, Risk and Product.

You will lead growth initiatives, manage scheme relationships and reporting, and own compliance obligations across audits and regulatory filings. Strong English and Arabic communication is required.

Qualifications

• 3–4 years of experience in banking or fintech, with direct exposure to card programs, scheme management or compliance.
• Working knowledge of card scheme rule and the regulatory requirements governing card programs.
• Strong analytical skills, comfortable working with portfolio performance data to drive growth decisions.
• Excellent stakeholder management skills to work across Compliance, Risk, Marketing, Product & Tech and external scheme partners.
• Strong written and verbal communication skills in English & Arabic a must.

Responsibilities

• Own portfolio growth strategy for Tabby's card program including driving growth across the funnel and identify and execute growth levers pricing, incentives and partnerships.
• Manage day-to-day relationships with card schemes, including program reporting, mandates, incentives and new scheme initiatives.
• Ensure the card program's ongoing compliance with scheme rules, regulatory requirements and internal risk policies.
• Partner with Compliance, Risk and Legal to manage scheme audits, certifications and regulatory filings related to the card program.
• Track and report portfolio performance (activation, spend, retention) and compliance status to internal and external stakeholders.
• Stay ahead of scheme rule changes and regulatory updates, translating them into action plans across the business.
• Collaborate with Product and Engineering to prioritize features that support both growth and compliance goals.

Skills

Card programs

Scheme management

Compliance

Analytical skills

Stakeholder management

English & Arabic

Job description

Senior Cards Portfolio Manager

Department: Portfolio

Employment Type: Full Time

Location: KSA

Description

We're looking for an experienced Portfolio Growth Manager to own the growth and health of Tabby's card program end-to-end.

This role sits at the intersection of scheme relationships, compliance and commercial strategy working closely with Card Scheme, Compliance, Risk and Product to grow card issuance, activation and usage while keeping the program fully aligned with scheme rules and regulatory requirements.

You'll lead portfolio growth initiatives, manage scheme relationships and reporting, and own the compliance obligations tied to the card program — from scheme mandates to regulatory requirements. You're comfortable balancing a commercial growth agenda with the discipline compliance demands.

If you enjoy growing a card program commercially while also being the person who keeps it compliant and audit-ready, this role is for you.

Key Responsibilities

• Own portfolio growth strategy for Tabby's card program including driving growth across the funnel and identify and execute growth levers pricing, incentives and partnerships.
• Manage day-to-day relationships with card schemes, including program reporting, mandates, incentives and new scheme initiatives.
• Ensure the card program's ongoing compliance with scheme rules, regulatory requirements and internal risk policies.
• Partner with Compliance, Risk and Legal to manage scheme audits, certifications and regulatory filings related to the card program.
• Track and report portfolio performance (activation, spend, retention) and compliance status to internal and external stakeholders.
• Stay ahead of scheme rule changes and regulatory updates, translating them into action plans across the business.
• Collaborate with Product and Engineering to prioritize features that support both growth and compliance goals.

Skills, Knowledge and Expertise

• 3–4 years of experience in banking or fintech, with direct exposure to card programs, scheme management or compliance.
• Working knowledge of card scheme rule and the regulatory requirements governing card programs.
• Strong analytical skills, comfortable working with portfolio performance data to drive growth decisions.
• Excellent stakeholder management skills to work across Compliance, Risk, Marketing, Product & Tech and external scheme partners.
• Strong written and verbal communication skills in English & Arabic a must

Benefits

• We have an inclusive company culture, embracing diversity, integrity and transparency. We strive for work-life balance and cherish the moments you spend with your loved ones, off-work. In the same spirit as for our product, we are caring and nurturing for our employees.
• Our people are granted 100% trust and freedom to apply their own vision and come up with their ideas from day 1 at Tabby. You are the one who takes responsibility for your area of work. We encourage everyone to think and make decisions like Tabby was their own business, well because it is. Our employee stock options programme is available for everyone.
• You will have an opportunity to learn and grow in one of the fastest growing fintech companies in the region
• We offer you relocation support as well as we guide you through all the process.
• We’ll set you up with the devices required for your work.