KYC Onboarding Specialist – Riyadh Middle Office

Testing Site - JPMC; Riyadh; On-site; SAR 100,000 - 145,000; Full time

Job summary

Testing Site - JPMC in Riyadh is seeking an Associate to support KYC onboarding and lifecycle management for Saudi-domiciled clients. You will coordinate end-to-end KYC activities ensuring compliance with local regulations and internal policies.

The role requires collaboration with Front Office, Compliance, and Operations to deliver timely onboarding, high-quality KYC files, and a strong client experience. Fluency in Arabic and English is essential, with attention to detail and risk awareness.

Qualifications

• Bachelor’s degree required (Finance, Business, Economics, Law, or related field preferred).
• Experience in KYC, client onboarding, middle office, or AML-related roles within financial services.
• Solid understanding of KYC/AML regulations and client due diligence requirements.
• Familiarity with KYC systems, document management tools, and workflow platforms.
• Ability to work effectively with Front Office and Compliance in a regulated environment.
• Strong written and verbal communication skills in Arabic and English is a must.
• Strong organisational skills with high attention to detail.
• Confidence in escalating issues and managing deadlines.
• Proactive, disciplined, and able to perform under time pressure.
• Strong risk awareness with a client-focused mindset.
• Willingness to learn and grow within the KYC and CIB environment.

Responsibilities

• Execute end-to-end KYC processes for Saudi clients, including onboarding, periodic reviews, trigger events, and remediation.
• Ensure KYC documentation and data are accurate, complete, and compliant with internal standards and local regulatory requirements.
• Manage case progression within agreed SLAs, proactively following up on outstanding information.
• Identify and escalation KYC risks, data gaps, or complex structures to senior management and Compliance where required.
• Support KYC processes in line with SAMA regulations and local KYC/AML requirements.
• Maintain strong awareness of Saudi market practices, legal entity types, and ownership structures.
• Assist with responses to internal audits, compliance testing, and regulatory reviews relating to the Riyadh branch.
• Support initiatives to enhance KYC efficiency through process improvements, standardisation, and digitalisation.
• Participate in testing and implementation of KYC systems, workflow tools, and automation initiatives.
• Act as a day-to-day point of contact for Front Office, Compliance, Operations, and Technology teams within the Riyadh branch.
• Provide clear and timely updates on KYC status, risks, and outstanding requirements.
• Support preparation of management information (MI) and reporting for branch governance forums.
• Work collaboratively within the KYC team, sharing best practices and supporting team objectives.
• Demonstrate ownership and accountability for assigned client portfolios and deliverables.
• Support a culture of quality, control, and continuous improvement.

Skills

Arabic language

English language

Communication skills

Attention to detail

Regulatory awareness

Time management

Education

Bachelor's degree in Finance/Business/Economics/Law

Tools

KYC systems

Document management tools

Workflow platforms

Job description

Testing Site - JPMC in Riyadh is seeking an Associate to support KYC onboarding and lifecycle management for Saudi-domiciled clients. You will coordinate end-to-end KYC activities ensuring compliance with local regulations and internal policies.

The role requires collaboration with Front Office, Compliance, and Operations to deliver timely onboarding, high-quality KYC files, and a strong client experience. Fluency in Arabic and English is essential, with attention to detail and risk awareness.