Deposit Relationship Manager: Grow Deposits & Key Accounts

Mobilink Microfinance Bank Limited; Piplan; On-site; PKR 900,000 - 1,300,000; Full time

Job summary

Mobilink Microfinance Bank Limited is seeking a Relationship Manager Deposit to drive deposit growth, manage key client relationships, and lead a small team for retail deposit marketing in Pakistan. The role focuses on acquiring new clients, cross-selling deposit products, and achieving portfolio targets with high-quality service.

The ideal candidate holds a Bachelor’s degree in a relevant field, 3+ years in retail banking, and solid knowledge of CASA and deposit products. MBA is a plus.

Qualifications

• Hold a Bachelor’s degree from a reputable Institution in business administration, commerce, accounting, marketing, economics or finance. MBA will be preferable (Subject to approval).
• Have a minimum of 3 years of relevant work experience in sales planning, management, and operations experience within the retail/consumer banking.
• A good understanding of Deposit products and its workability.
• Must possess knowledge about CASA & bilinear fundamental to achieve CASA growth.

Responsibilities

• Enable the execution of sales strategy and customer acquisition process in order to meet, exceed portfolio growth and cross sell targets.
• Ensure overall assigned portfolio targets are achieved product wise CALSA / SA / TD on weekly/monthly/quarterly and annual basis.
• Take onboard Free Lancers / Brand Ambassador to make a deposit mobilization team of 25 head counts for retail deposit marketing.
• Ensure targeted percentage of portfolio mix i.e. between CASA and Term Deposit is achieved.
• Achieve fairly priced deposit to support retail deposit growth on the back of multiple accounts.
• Establish and maintain good relationships with key potential clients, and develop these into successful, ongoing business relationships.
• Ensure deposit mobilization over a large number of accounts to minimize concentration risk and volatility in the portfolio.
• Ensure deposit mobilization through a consistent run rate of NTB account Opening on daily basis.
• Ensure to Provide highest level of customer services in coordination with branch staff.
• Handle activities ranging from identifying client’s financial needs and provide a need-based solution to clients like Payments & Cash Management, Trade Services, Treasury, Investment Banking with help of Area Manager or Regional Manager.
• Maintain good relationships with clients so that the business can maximize the value of those relationships for deepening and 360 degree opportunities.
• Monitor and assess the activities of our competitors to proactively satisfy and retain MMBL clients.
• Resolve any customer complaints promptly and professionally.
• Any task/ assignment assigned by Line Manager to be completed in efficient and effective manner.

Education

Bachelor’s degree in business administration, commerce, accounting, marketing, economics or finance

MBA (preferable)

Job description

Mobilink Microfinance Bank Limited is seeking a Relationship Manager Deposit to drive deposit growth, manage key client relationships, and lead a small team for retail deposit marketing in Pakistan. The role focuses on acquiring new clients, cross-selling deposit products, and achieving portfolio targets with high-quality service.

The ideal candidate holds a Bachelor’s degree in a relevant field, 3+ years in retail banking, and solid knowledge of CASA and deposit products. MBA is a plus.