Sales Representative

Talent Suppport & Opportunities, Inc.; Sorsogon City; On-site; PHP 201,000 - 312,000; Full time

Job summary

A local financial services company in Sorsogon City is seeking a Field Sales Employee to achieve loan targets and maintain a healthy loan portfolio. The successful candidate will handle relationship management and account servicing while ensuring compliance with loan requirements. This role is ideal for a college graduate with or without sales experience, preferably with a motorcycle, ready to embrace the challenges of the financial sector.

Qualifications

• College graduate with or without experience in sales.
• Preferably has a motorcycle.
• Strong relationship management skills.

Responsibilities

• Achieve loan targets and maintain portfolio quality.
• Solicit and maintain desirable loan accounts.
• Gather and validate loan requirements.
• Assess funding structures suitable to clients' needs.
• Monitor and service accounts to maintain loan portfolio quality.
• Provide inputs to improve lending policies and guidelines.
• Perform remedial collection efforts.
• Perform tasks as assigned by the supervising leader.

Skills

Sales skills

Relationship management

Loan assessment

Education

College Graduate

Job description

Job Purpose

The Field Sales Employee shall be responsible in the achievement of loan target and maintenance of good loan portfolio quality. S/he is also responsible in relationship management/account servicing to help ensure maintenance of good loan portfolio quality.

Main Accountabilities

• Identifies, solicits and maintains desirable loan accounts in the assigned area of responsibility.
• Implements identified marketing strategies geared towards the achievement of loan origination target.
• Gathers, assesses and validates loan documentary requirements and salient business information on a first hand/personalized basis both on operational and financial aspects necessary as basis for credit evaluation/review and decision.
• Assesses the most appropriate funding structure and utilization suitable to the clients based on the business’ present needs.
• Implements pro-active account monitoring and servicing activities to help ensure maintenance of good loan portfolio quality.
• Provides inputs for the improvement of existing policies and guidelines of the lending operation.
• Performs remedial collection efforts.
• Performs other tasks as may be assigned by the supervising leader.

Job Qualifications

• College Graduate
• With or Without Experience in sales
• Preferably with Motorcycle