MSME Field Sales & Credit Advisor

BDO Unibank; Philippines; On-site; PHP 300,000 - 460,000; Full time

Job summary

BDO Network Bank is seeking an Account Officer for Micro, Small and Medium Enterprises to drive loan volume while maintaining profitability, credit quality, and top-notch customer service. The role involves on-the-ground field visits, assessing applicant qualifications, and coordinating loan processing with internal teams.

You will also review loan documents, support collection activities, and implement sales initiatives to hit quarterly targets across multiple Manila-area locations.

Qualifications

• Graduate of any four-year or five-year degree course; Bachelor's degree holder.
• Possesses good selling, communication and customer service skills.
• Must be amenable to doing field work daily.
• Must have basic mathematical knowledge.
• Familiar with word processing and spreadsheets.
• With fieldwork and sales experience in microfinance is an advantage.
• Preferably can drive a motorcycle.

Responsibilities

• Actively solicit microfinance loan accounts by field visits.
• Analyze loan applicants' qualifications to determine feasibility of granting loans.
• Initiate credit and collection activities to ensure credit quality.
• Coordinate with officers and units related to processing and servicing of loan applications.
• Review and update customer loan files and loan agreements for credit processing and booking.
• Execute sales and/or marketing activities to achieve volume targets.

Skills

Selling

Communication

Customer service

Field work

Math basics

Motorcycle driving

Education

Bachelor's degree / four- or five-year degree

Tools

Word processing

Spreadsheets

Computer literacy

Job description

BDO Network Bank is seeking an Account Officer for Micro, Small and Medium Enterprises to drive loan volume while maintaining profitability, credit quality, and top-notch customer service. The role involves on-the-ground field visits, assessing applicant qualifications, and coordinating loan processing with internal teams.

You will also review loan documents, support collection activities, and implement sales initiatives to hit quarterly targets across multiple Manila-area locations.