MSME Field Loan Specialist

BDO Unibank

Metro Manila

On-site

PHP 250,000 - 420,000

Full time

2 days ago

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Job summary

BDO Network Bank in Manila is seeking an Account Officer for Micro, Small and Medium Enterprises to help achieve loan targets while maintaining profitability and credit quality. You will actively solicit microfinance loan accounts through field visits, analyze applicants, initiate credit and collection activities, and coordinate with other units to process and service loans.

The ideal candidate has a four- or five-year degree, strong selling and customer service skills, and is comfortable with

Qualifications

Graduate of any four-year or five-year degree course / Bachelor's Degree Holder.
Possesses good selling, communication and customer service skills.
Must be amenable to doing field work / working on the field on an almost daily basis.
Must have basic mathematical knowledge.
Familiar with computer software including word processing & spreadsheets.
With fieldwork and sales experience on Microfinance, an advantage.

Responsibilities

Actively solicit microfinance loan accounts by doing field visits to meet the business needs of the customer.
Analyze overall loan applicant's qualifications to determine feasibility of granting loans.
Initiate credit and collection activities to ensure credit quality of accounts.
Coordinate with concerned officers and/or other units related to processing and servicing of loan applications and loan clients.
Review and update customer loan files, loan agreements, etc. to ensure adequacy for credit processing and loan booking.
Execute sales and/or marketing activities that will achieve volume targets.