MSME Field Loan Officer

BDO Unibank, Inc.; Dasmariñas; On-site; PHP 250,000 - 420,000; Full time

Job summary

BDO Network Bank is seeking an Account Officer for Micro, Small and Medium Enterprises to drive loan volume in Dasmariñas, Cavite. You will actively solicit MSME loan accounts through field visits, assess applicants, and coordinate credit processing to meet targets while maintaining profitability and service quality.

The role emphasizes sales, credit integrity and customer service, with requirement of daily fieldwork, basic math skills and proficiency with word processing and spreadsheets.

Qualifications

• Graduate of any four-year or five-year degree course.
• Excellent selling, communication and customer service skills.
• Willing to do field work / working on the field daily.
• Basic mathematical knowledge.
• Familiar with word processing & spreadsheets.
• Fieldwork and sales experience in Microfinance is an advantage.
• Preferably can drive a motorcycle.

Responsibilities

• Actively solicit microfinance loan accounts by doing field visits to meet customer needs.
• Analyze loan applicants to determine feasibility of granting loans.
• Initiate credit and collection activities to maintain credit quality.
• Coordinate with other units to process and service loan applications.
• Review loan files and agreements to ensure adequacy for processing.
• Execute sales and marketing activities to achieve volume targets.

Skills

Selling skills

Customer service

Communication

Field work

Mathematics

MS Office

Motorcycle driving

Microfinance experience

Education

Bachelor's degree

Tools

Word processing

Spreadsheets

Job description

BDO Network Bank is seeking an Account Officer for Micro, Small and Medium Enterprises to drive loan volume in Dasmariñas, Cavite. You will actively solicit MSME loan accounts through field visits, assess applicants, and coordinate credit processing to meet targets while maintaining profitability and service quality.

The role emphasizes sales, credit integrity and customer service, with requirement of daily fieldwork, basic math skills and proficiency with word processing and spreadsheets.