MSME Field Loan Officer - Microfinance Growth

BDO Unibank, Inc; Nueva Vizcaya; On-site; PHP 240,000 - 360,000; Full time

Job summary

BDO Network Bank is seeking an Account Officer for Micro, Small and Medium Enterprises in Nueva Vizcaya. The role focuses on achieving loan targets while maintaining profitability, credit quality, and customer service.

Responsibilities include soliciting MSME loan accounts, assessing applicants, initiating credit actions, coordinating with units, and ensuring policy adherence. Fieldwork and sales experience are assets for this position.

Qualifications

• Graduates of any 4-year degree with strong selling and customer service orientation.
• Good communication and interpersonal skills are required for client engagement.
• Basic math skills for credit calculations and data interpretation.
• High integrity and compliance to bank policies are essential.
• Familiarity with basic computer software including word processing & spreadsheets is preferred.

Responsibilities

• Actively solicit MSME loan accounts to meet customer needs.
• Analyze loan applicants to determine feasibility of approval.
• Initiate credit and collection actions to safeguard credit quality.
• Coordinate with officers/units for processing and servicing loan applications.
• Ensure adherence to bank policies and procedures.
• Execute sales and marketing activities to achieve volume targets.
• Attend to client inquiries and requirements.
• Review loan files and agreements for credit processing and booking.

Skills

Selling skills

Communication

Customer service

Mathematics

Integrity

Computer skills

Education

4-year degree

Tools

Word processing software

Spreadsheets

Job description

BDO Network Bank is seeking an Account Officer for Micro, Small and Medium Enterprises in Nueva Vizcaya. The role focuses on achieving loan targets while maintaining profitability, credit quality, and customer service.

Responsibilities include soliciting MSME loan accounts, assessing applicants, initiating credit actions, coordinating with units, and ensuring policy adherence. Fieldwork and sales experience are assets for this position.