MSME Microfinance Loan Officer — Field Sales & Credit

BDO Unibank, Inc; Mountain Province; On-site; PHP 250,000 - 420,000; Full time

Job summary

BDO Network Bank in Mt. Province seeks an Account Officer for Micro, Small and Medium Enterprises to drive loan volume while preserving profitability, credit quality, and top-notch customer service.

You will actively solicit MSME loan accounts, assess applicant qualifications, initiate credit actions, coordinate processing, and maintain loan files to ensure sound credit processing and booking. Strong interpersonal skills and basic math are essential.

Qualifications

• Graduate of any four-year or five-year degree course / Bachelor's Degree Holder.
• Good selling, communication and customer service skills.
• Basic mathematical knowledge.
• Familiar with computer software including word processing & spreadsheets.
• Fieldwork and sales experience on Microfinance is an advantage.
• Willing to be assigned in Bontoc and Bauko, Mt. Province.

Responsibilities

• Actively solicit microfinance loan accounts to meet customer needs.
• Analyze overall loan applicant qualifications to determine feasibility of granting loans.
• Initiate credit and collection activities to ensure credit quality.
• Coordinate with officers/units related to processing and servicing loan applications.
• Review and update loan files and agreements for credit processing and booking.
• Execute sales and marketing activities to achieve volume targets.

Skills

Selling

Communication

Customer service

Mathematics

Education

Bachelor's degree

Tools

Word processing

Spreadsheets

MS Office

Job description

BDO Network Bank in Mt. Province seeks an Account Officer for Micro, Small and Medium Enterprises to drive loan volume while preserving profitability, credit quality, and top-notch customer service.

You will actively solicit MSME loan accounts, assess applicant qualifications, initiate credit actions, coordinate processing, and maintain loan files to ensure sound credit processing and booking. Strong interpersonal skills and basic math are essential.