Microfinance Loan Officer – Growth & Customer Impact

BDO Unibank; Calbayog; On-site; PHP 320,000 - 520,000; Full time

Job summary

BDO Unibank, Inc. in the Philippines is seeking an Account Officer to drive microfinance loan volumes, maintain profitability and ensure credit quality while delivering courteous service to clients. You will also handle inquiries from AFP and government agencies and coordinate with bank units to process applications, ensuring compliance with banking standards.

The role emphasizes customer-focused service, sales ability, and attention to regulatory requirements in a dynamic financial environment.

Qualifications

• Completion of any Bachelor's degree.
• Sales and fieldwork experience on loans is an advantage.

Responsibilities

• Solicit microfinance loan accounts to meet the business needs of the customer.
• Analyze overall loan applicant’s qualifications to determine feasibility of granting loans.
• Initiates credit and collection activities to ensure credit quality of accounts.
• Coordinates with other bank officers or units related to the processing and servicing of loan applications and loan clients.
• Perform other functions that may be assigned to him/her.
• Ensure compliance with Banks policies, procedures and regulatory requirements.

Skills

Good selling skills

Customer service

Numerical skills

Motorcycle driving

Education

Bachelor's degree

Job description

BDO Unibank, Inc. in the Philippines is seeking an Account Officer to drive microfinance loan volumes, maintain profitability and ensure credit quality while delivering courteous service to clients. You will also handle inquiries from AFP and government agencies and coordinate with bank units to process applications, ensuring compliance with banking standards.

The role emphasizes customer-focused service, sales ability, and attention to regulatory requirements in a dynamic financial environment.