Microfinance Loan Officer I — Grow Customer Base

BDO Unibank; Maasin; On-site; PHP 167,000 - 279,000; Full time

Job summary

BDO Unibank, Inc. in the Philippines, is seeking a Microfinance Loan Officer to drive loan volume while maintaining profitability and credit quality. You will actively solicit loan accounts and assess applicants to determine feasibility of lending, ensuring compliance with policies and procedures.

The role requires a 4-year degree, strong sales and communication skills, and basic math ability. Familiarity with MS Word/Excel and field experience in microfinance are a plus; motorcycle driving is

Qualifications

• Graduate of any 4 year degree course.
• Strong selling, communication and customer service skills.
• Basic mathematical knowledge is required.
• High integrity with ethical standards.
• Familiar with MS Word & Excel.

Responsibilities

• Actively solicit microfinance loan accounts to meet customer needs.
• Analyze applicants to determine feasibility of loans.
• Initiate credit and collection activities to ensure quality of accounts.
• Coordinate with officers and units related to processing and servicing of loan applications.
• Ensure adherence to bank policies and procedures.
• Execute sales and marketing activities to achieve volume targets.
• Attend to inquiries and other requirements of clients.
• Review and update customer loan files and agreements to ensure adequacy for credit processing.
• Perform other functions as assigned.

Skills

Sales experience

Communication skills

Customer service

Math basics

Integrity

MS Office familiarity

Fieldwork experience (Microfinance)

Motorcycle driving

Education

Bachelor's degree (4-year)

Tools

MS Word/Excel

Job description

BDO Unibank, Inc. in the Philippines, is seeking a Microfinance Loan Officer to drive loan volume while maintaining profitability and credit quality. You will actively solicit loan accounts and assess applicants to determine feasibility of lending, ensuring compliance with policies and procedures.

The role requires a 4-year degree, strong sales and communication skills, and basic math ability. Familiarity with MS Word/Excel and field experience in microfinance are a plus; motorcycle driving is