Microfinance Loan Officer: Drive Growth & Credit Quality

BDO Unibank

Pagadian

On-site

PHP 180,000 - 280,000

Full time

34 hours ago

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Job summary

BDO Unibank in Pagadian, Philippines, seeks a Microfinance Loan Officer to drive loan volumes while preserving profitability and credit quality. You will service customers, assess applications, and coordinate with internal teams for processing and booking.

The role emphasizes strong selling, communication, and customer service skills, plus basic math abilities. Experience in microfinance sales is advantageous, with high integrity expected in daily operations.

Qualifications

Graduate of any 4 year degree course.
Possesses good selling, communication and customer service skills.
Must have basic mathematical knowledge.
With high integrity.
Preferably familiar with computer software including word processing & spreadsheets.
With fieldwork and sales experience on Microfinance, an advantage.

Responsibilities

Actively solicit microfinance loan accounts to meet the business needs of the customer.
Analyze overall loan applicant’s qualifications to determine feasibility of granting loans.
Initiates credit and collection activities to ensure credit quality of accounts.
Coordinates with concerned officers and/or other units related to processing and servicing of loan applications and loan clients.
Ensures adherence to the bank’s policies and procedures.
Execute sales and/or marketing activities that will achieve volume targets.
Attends to inquiries and other requirements of the clients.
Review and update customer loan files, loan agreements, etc. to ensure adequacy for credit processing and loan booking.
Perform other functions that may be assigned to him/her.