Microfinance Loan Officer - Growth & Service

BDO Unibank; Oroquieta; On-site; PHP 279,000 - 391,000; Full time

Job summary

BDO Unibank is seeking a Microfinance Loan Officer in the Philippines to drive loan volume while maintaining profitability and solid credit quality. The role emphasizes active solicitation, client service, and coordination with various units to process loan applications.

The candidate should have a 4-year degree and strong selling, communication, and numerical skills, with integrity and basic computer software knowledge to support daily operations.

Qualifications

• Graduate of any 4 year degree course.
• Possesses good selling, communication and customer service skills.
• Must have basic mathematical knowledge.
• With high integrity.
• Familiar with computer software including word processing & spreadsheets.

Responsibilities

• Actively solicit microfinance loan accounts to meet the business needs of the customer.
• Analyze overall loan applicant’s qualifications to determine feasibility of granting loans.
• Initiates credit and collection activities to ensure credit quality of accounts.
• Coordinates with concerned officers and/or other units related to processing and servicing of loan applications and loan clients.
• Ensures adherence to the bank’s policies and procedures.
• Execute sales and/or marketing activities that will achieve volume targets.
• Attends to inquiries and other requirements of the clients.
• Review and update customer loan files, loan agreements, etc. to ensure adequacy for credit processing and loan booking.

Skills

Selling skills

Communication skills

Customer service

Mathematical knowledge

Education

Bachelor's degree

Tools

MS Office

MS Word

MS Excel

Job description

BDO Unibank is seeking a Microfinance Loan Officer in the Philippines to drive loan volume while maintaining profitability and solid credit quality. The role emphasizes active solicitation, client service, and coordination with various units to process loan applications.

The candidate should have a 4-year degree and strong selling, communication, and numerical skills, with integrity and basic computer software knowledge to support daily operations.