Microfinance Field Account Officer: Loans & Growth

BDO Unibank; Marikina; On-site; PHP 240,000 - 360,000; Full time

Job summary

BDO Unibank, Inc. in Marikina is seeking an Account Officer for Micro, Small and Medium Enterprises to drive loan growth while maintaining credit quality and service standards.

You will actively solicit MSME loan accounts through field visits, assess applicant qualifications, start credit and collections processes, and coordinate with touchpoints to service clients and booking of loans. Strong communication and field-selling skills are essential.

Qualifications

• Graduate of any four-year or five-year degree course.
• Good selling, communication and customer service skills.
• Willing to do field work daily.
• Basic mathematical knowledge.
• Familiar with word processing & spreadsheets.
• Fieldwork and sales experience in microfinance is a plus.
• Preferably can drive a motorcycle.

Responsibilities

• Actively solicit microfinance loan accounts by field visits to meet customer needs.
• Analyze overall loan applicant qualifications to determine feasibility of granting loans.
• Initiate credit and collection activities to ensure credit quality of accounts.
• Coordinate with concerned officers and/or other units related to processing and servicing of loan applications and loan clients.
• Review and update customer loan files, loan agreements, etc. for credit processing and loan booking.
• Execute sales and/or marketing activities to achieve volume targets.

Skills

Selling

Communication

Customer service

Fieldwork

Mathematics

MS Office

Motorcycle driving

Education

Bachelor's degree

Tools

MS Word

MS Excel

Job description

BDO Unibank, Inc. in Marikina is seeking an Account Officer for Micro, Small and Medium Enterprises to drive loan growth while maintaining credit quality and service standards.

You will actively solicit MSME loan accounts through field visits, assess applicant qualifications, start credit and collections processes, and coordinate with touchpoints to service clients and booking of loans. Strong communication and field-selling skills are essential.