MSME Microfinance Loan Officer – Field Sales & Credit

BDO Unibank; Passi; On-site; PHP 300,000 - 450,000; Full time

Benefits offered by this job

None

Job summary

BDO Unibank—a community bank subsidiary focused on bringing financial products closer to outlying areas—seeks an Account Officer for Micro, Small and Medium Enterprises. The role targets loan volume growth while ensuring profitability, sound credit quality, and strong customer service.

You will solicit microfinance loan accounts, assess applicant qualifications, and coordinate processing with relevant units to ensure timely servicing and credit quality.

Qualifications

• Bachelor's degree required in any four- or five-year course.
• Good selling, communication and customer service skills.
• Basic mathematical knowledge expected.
• Familiarity with word processing and spreadsheets (e.g., MS Word/Excel).
• Fieldwork and sales experience in microfinance is an advantage.
• Motorcycle driving is preferred.

Responsibilities

• Actively solicit microfinance loan accounts to meet customer needs.
• Analyze loan applicants to determine feasibility of granting loans.
• Initiate credit and collection activities to ensure credit quality.
• Coordinate with officers/units involved in processing and servicing loans.
• Review loan files and agreements for credit processing and booking.
• Execute sales/marketing activities to achieve volume targets.

Skills

Selling skills

Communication skills

Customer service

Math knowledge

Motorcycle driving

Education

Bachelor's Degree

Tools

Microsoft Word

Microsoft Excel

Job description

BDO Unibank—a community bank subsidiary focused on bringing financial products closer to outlying areas—seeks an Account Officer for Micro, Small and Medium Enterprises. The role targets loan volume growth while ensuring profitability, sound credit quality, and strong customer service.

You will solicit microfinance loan accounts, assess applicant qualifications, and coordinate processing with relevant units to ensure timely servicing and credit quality.