Microfinance Account Officer – Field Sales & Credit Quality

BDO Unibank; Isabela; On-site; PHP 300,000 - 420,000; Full time

Job summary

BDO Unibank is seeking an Account Officer for Micro, Small and Medium Enterprises in Isabela. The role focuses on growing loan volume while maintaining profitability and sound credit quality, alongside delivering quality customer service.

The incumbent will solicit microfinance loan accounts, assess applicants, and coordinate with teams to process and service loans, ensuring accurate documentation and timely approvals.

Qualifications

• Bachelor's degree or higher required.
• Good selling and customer service skills.
• Basic mathematical knowledge.

Responsibilities

• Actively solicit microfinance loan accounts to meet customer needs.
• Analyze loan applicants to determine feasibility of granting loans.
• Initiate credit and collection activities to ensure credit quality.
• Coordinate with officers and units related to processing and servicing loan applications.
• Review and update customer loan files to ensure adequacy for processing and booking.
• Execute sales and/or marketing activities to achieve volume targets.

Skills

Sales skills

Communication skills

Customer service skills

Basic math

Education

Bachelor's degree

Tools

Word processing

Spreadsheets

Job description

BDO Unibank is seeking an Account Officer for Micro, Small and Medium Enterprises in Isabela. The role focuses on growing loan volume while maintaining profitability and sound credit quality, alongside delivering quality customer service.

The incumbent will solicit microfinance loan accounts, assess applicants, and coordinate with teams to process and service loans, ensuring accurate documentation and timely approvals.