MSME Microfinance Loan Officer — Field Sales & Credit

BDO Unibank

Cagayan Valley

On-site

PHP 250,000 - 420,000

Full time

7 days ago

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Job summary

BDO Network Bank in the Philippines is seeking an Account Officer for Micro, Small and Medium Enterprises to drive loan growth while maintaining profitability and credit quality. You will deliver excellent customer service and coordinate with processing units to service loan applications.

The role requires strong selling and communication skills, basic math, and familiarity with word processing and spreadsheets.

Qualifications

Graduate of any four-year or five-year degree course.
Strong selling, communication and customer service skills.
Basic mathematical knowledge.
Familiar with word processing and spreadsheet software.
Fieldwork or sales experience in microfinance is an advantage.
Valid motorcycle driving skills preferred.
Willing to be assigned in Sanchez Mira, Amulung, Gattaran, Allacapan, Claveria and Aparri.

Responsibilities

Actively solicit microfinance loan accounts to meet customer needs.
Analyze applicants to determine feasibility of granting loans.
Initiate credit and collection activities to ensure credit quality.
Coordinate with officers and units for processing and servicing of loan applications and clients.
Review and update loan files and agreements for credit processing and booking.
Execute sales and marketing activities to achieve volume targets.