Microfinance Field Sales Pro

BDO Unibank, Inc; Aparri; On-site; PHP 300,000 - 420,000; Full time

Job summary

BDO Network Bank is seeking an Account Officer for Micro, Small and Medium Enterprises in the Philippines to help achieve loan targets while ensuring profitability and service quality.

The role requires soliciting microfinance loan accounts, evaluating applicant qualifications, initiating credit/collection actions, coordinating with other units, and keeping loan files up to date to support processing and booking.

Qualifications

• Graduate of any four-year or five-year degree course / Bachelor's Degree Holder
• Possesses good selling, communication and customer service skills.
• Must have basic mathematical knowledge.
• Preferably familiar with computer software including word processing & spreadsheets.
• With fieldwork and sales experience on Microfinance, an advantage.
• Preferably can drive a motorcycle

Responsibilities

• Actively solicit microfinance loan accounts to meet business needs.
• Analyze overall loan applicant qualifications to determine feasibility of granting loans.
• Initiate credit and collection activities to ensure credit quality of accounts.
• Coordinate with concerned officers and/or other units related to processing and servicing of loan applications and loan clients.
• Review and update customer loan files, loan agreements, etc. to ensure adequacy for credit processing and loan booking.
• Execute sales and/or marketing activities that will achieve volume targets.

Skills

Selling skills

Customer service

Communication skills

Mathematics

Computer skills

Fieldwork

Motorcycle driving

Education

Bachelor's degree

Tools

Microsoft Word

Microsoft Excel

Job description

BDO Network Bank is seeking an Account Officer for Micro, Small and Medium Enterprises in the Philippines to help achieve loan targets while ensuring profitability and service quality.

The role requires soliciting microfinance loan accounts, evaluating applicant qualifications, initiating credit/collection actions, coordinating with other units, and keeping loan files up to date to support processing and booking.