MSME Field Loan Officer (Microfinance Growth)

BDO Unibank; Carmen; On-site; PHP 300,000 - 420,000; Full time

Job summary

BDO Network Bank in the Philippines seeks an Account Officer for Micro, Small and Medium Enterprises to drive loan volume while preserving credit quality and customer service. You will solicit loan accounts through field visits, assess applicant qualifications, initiate credit and collection activities, and coordinate with units to process applications.

Daily field work and strong math, selling and communication skills are essential.

Qualifications

• Graduate of any four-year or five-year degree course.
• Must have good selling, communication and customer service skills.
• Field work / field daily work is required.
• Must have basic mathematical knowledge.
• Familiar with word processing and spreadsheets.
• Fieldwork and sales experience in microfinance is an advantage.
• Motorcycle driving is preferable.

Responsibilities

• Actively solicit microfinance loan accounts by field visits.
• Analyze loan applicant qualifications to determine feasibility of granting loans.
• Initiate credit and collection activities to ensure credit quality.
• Coordinate with officers/units for processing and servicing loan applications.
• Review and update customer loan files and loan agreements for credit processing.
• Execute sales/marketing activities to achieve volume targets.

Skills

Selling skills

Communication skills

Customer service

Education

Bachelor's degree

Tools

Word processing

Spreadsheets

Job description

BDO Network Bank in the Philippines seeks an Account Officer for Micro, Small and Medium Enterprises to drive loan volume while preserving credit quality and customer service. You will solicit loan accounts through field visits, assess applicant qualifications, initiate credit and collection activities, and coordinate with units to process applications.

Daily field work and strong math, selling and communication skills are essential.